Quick Loans:
We compare all Credits Online

We analyze the best credit companies for you, helping you when choosing what type of loan to request and how to do it with the maximum guarantees.

Banks have tightened the requirements when it comes to being able to access credit quickly. The fear of default, the growing delinquency lists and the current economic situation have made the conditions for requesting money harsher and more restrictive. Even the granting of credit cards has drastically decreased.

Faced with this situation, people with limited resources who do not have a large payroll or large sources of income, have seen their economic capacities diminish. Sometimes credit is the only way to overcome an economic downturn, such as an unexpected car repair, electrical appliances that agree to stop working, the January slope, the children's return to school or Christmas . These scenarios can be a bad drink for families that live from day to day and cannot assume unforeseen events.

Have you ever had several bills to pay at the end of the month? Any unforeseen event that comes at the worst time? An unexpected plan that you cannot carry out? If the answer is yes, don't worry, you are not the only person who faces these kinds of situations.

And what can I do if the banks do not give me a personal loan quickly? Are there alternative solutions for me? Yes.

Due to this panorama, new financial products have emerged to respond to these needs. A few years ago the only way to get fast money was through banks or lenders. Today it is possible to get a mini-loan thanks to the variety of financial institutions and one of them is Bridgepayday that operate in the United States and that have developed specific products for this type of situation. They are immediate solutions in the absence of specific liquidity.

Where can I request a Quick Credit?

ANALYSIS AND COMPARISON OF THE BEST CREDIT INSTITUTIONS

Are you a little lost and do not know where to ask for your fast money credit? Do you need to compare all the options? Then you are in the right place, because below we are going to see in broad strokes the most important points of each credit granting institution. In this way, you will be able to assess the different options that you have at your disposal and make the best decision with knowledge of the facts.

Let's see one by one all the credit companies where you can request your loan online:

Vivus

Paydaynow

Mini-credit

  • Maximum amount: 1000 $
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: YES
Solcredito

Suncredit

Mini-credit

  • Maximum amount: 1000 $
  • Maximum Duration: 30 days
  • First Loan: $ 1,000
  • With Credit Checker: YES
  • Free 1st: YES

Greendayonline

Loan with Car Guarantee

  • Maximum amount: € 10,000
  • Maximum Duration: Variable
  • First Loan: Variable
  • With Credit Checker: YES
  • Free 1st: NO
Creditea

Bridgepayday

Mini-credit / Personal Loan

  • Maximum Amount: $ 5,000
  • Maximum Duration: 36 months
  • First Loan: $ 5,000
  • With Credit Checker: NO
  • Free 1st: NO

Oakparkfinancial

Mini-credit

  • Maximum amount: € 850
  • Maximum Duration: 30 days
  • First Loan: € 300
  • With Credit Checker: NO
  • Free 1st: YES

Stansmithadidas

Personal Loan

  • Maximum amount: € 4,000
  • Maximum Duration: 41 months
  • First Loan: € 4000
  • With Credit Checker: NO
  • Free 1st: NO
MoneyMan

Compariloan

Mini-credit

  • Maximum Amount: $ 1,200
  • Maximum Duration: 4 months
  • First Loan: $ 300
  • With Credit Checker: YES
  • Free 1st: NO

Motorlender

Mini-credit

  • Maximum amount: € 1000
  • Maximum Duration: 30 days
  • First Loan: € 300
  • With Credit Checker: NO
  • Free 1st: NO

Wowloans

Mini-credit

  • Maximum amount: € 1000
  • Maximum Duration: 21 days
  • First Loan: € 1000
  • With Credit Checker: YES
  • Free 1st: NO
Viaconto

Paydayadvance2two

Mini-credit

  • Maximum amount: $ 600
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: YES
  • Free 1st: NO

Mydebtadvisors

Mini-credit

  • Maximum amount: € 1000
  • Maximum Duration: 90 days
  • First Loan: € 500
  • With Credit Checker: YES
  • Free 1st: YES
Ferratum

Consolidationnow Bank

Mini-credit

  • Maximum Amount: $ 700
  • Maximum Duration: 45 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: YES

Greendayonline

Loan with Car Guarantee

  • Maximum amount: € 10,000
  • Maximum Duration: Variable
  • First Loan: Variable
  • With Credit Checker: YES
  • Free 1st: NO
Dineo

Paydayrelay

Mini-credit

  • Maximum Amount: $ 500
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: YES
Wonga

Gadcapital

Mini-credit

  • Maximum amount: $ 600
  • Maximum Duration: 65 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: YES

Paydayloanhelper

Mini-credit

  • Maximum amount: € 300
  • Maximum Duration: 30 days
  • First Loan: € 300
  • With Credit Checker: NO
  • Free 1st: YES
Twinero

Dedebt

Mini-credit

  • Maximum amount: $ 600
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: YES
  • Free 1st: NO
Cashper

Cashloans

Mini-credit

  • Maximum Amount: $ 500
  • Maximum Duration: 30 days
  • First Loan: $ 500
  • With Credit Checker: YES
  • Free 1st: NO
Savso

Myloans

Mini-credit

  • Maximum Amount: $ 900
  • Maximum Duration: 26 weeks
  • First Loan: $ 300
  • With Credit Checker: YES
  • Free 1st: NO
Creditstart

Purplepayday

Mini-credit

  • Maximum amount: 1000 $
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: NO
NetCredit

Starloans

Mini-credit

  • Maximum amount: $ 600
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: YES
Zaplo

Loanfiesta

Mini-credit / Personal Loan

  • Maximum Amount: $ 2,500
  • Maximum Duration: 24 months
  • First Loan: $ 800
  • With Credit Checker: NO
  • Free 1st: YES
Dispon

Loanbeginner

Mini-credit

  • Maximum amount: $ 400
  • Maximum Duration: 33 days
  • First Loan: $ 400
  • With Credit Checker: NO
  • Free 1st: YES
Kyzoo

Fastcredit

Mini-credit

  • Maximum Amount: $ 800
  • Maximum Duration: 30 days
  • First Loan: $ 800
  • With Credit Checker: NO
  • Free 1st: NO
OkMoney

OK Money

Mini-credit

  • Maximum Amount: $ 800
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: NO
Kredito24

Creditrepair

Mini-credit

  • Maximum Amount: $ 750
  • Maximum Duration: 30 days
  • First Loan: $ 750
  • With Credit Checker: YES
  • Free 1st: NO
Cochego

Instacredit

Loan with Car Guarantee

  • Maximum Amount: $ 4,000
  • Maximum Duration: 24 months
  • First Loan: -
  • With Credit Checker: YES
  • Free 1st: NO
PepeDinero

Credit10

Mini-credit

  • Maximum Amount: $ 500
  • Maximum Duration: 30 days
  • First Loan: $ 250
  • With Credit Checker: YES
  • Free 1st: NO
Creditomovil

Debtconsolidationloans

Mini-credit

  • Maximum Amount: $ 700
  • Maximum Duration: 45 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: YES
Creditocajero

SMiLoan

Mini-credit

  • Maximum Amount: $ 300
  • Maximum Duration: 31 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: NO
Prestamo10

Small-Loan

Mini-credit

  • Maximum amount: $ 600
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: NO
CreditoZen

CreditZen

Mini-credit

  • Maximum Amount: $ 500
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: YES
  • Free 1st: YES
Funding Circle

Funding Circle

Self-Employed / Business Loans

  • Maximum Amount: $ 100,000
  • Maximum Duration: 72 months
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO
Creditorapid

Insta-loan

Mini-credit

  • Maximum amount: $ 600
  • Maximum Duration: 65 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: NO
Cetelem

UsBank

Personal Loan

  • Maximum amount: $ 30,000
  • Maximum Duration: 96 months
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO
Creditomas

Creditlite

Mini-credit

  • Maximum Amount: $ 900
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: YES
Creditsor

Paydaylite

Mini-credit

  • Maximum Amount: $ 300
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: NO
  • Free 1st: NO
1Credito

Paydaynow

Mini-credit

  • Maximum amount: $ 400
  • Maximum Duration: 30 days
  • First Loan: $ 300
  • With Credit Checker: YES
  • Free 1st: YES
Necesitodinero Logo

Paydaychampion

Mini-credit

  • Maximum amount: $ 400
  • Maximum Duration: 33 days
  • First Loan: $ 400
  • With Credit Checker: NO
  • Free 1st: YES
PrestaCar

Greendayonline

Loan with Car Guarantee

  • Maximum quantity: -
  • Maximum Duration: -
  • First Loan: -
  • With Credit Checker: YES
  • Free 1st: NO
Bridgepayday

Bridgepayday

Personal Loan

  • Maximum amount: $ 45,000
  • Maximum Duration: 45 months
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO
CrossLend

Oakparkfinancial

Loans Between Individuals (P2P)

  • Maximum amount: $ 30,000
  • Maximum Duration: 60 months
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO

Stansmithadidas

Personal Loan

  • Maximum amount: € 4000
  • Maximum Duration: 48 months
  • First Loan: € 4000
  • With Credit Checker: NO
  • Free 1st: NO
Compariloan

Compariloan

Personal Loan

  • Maximum Amount: $ 5,000
  • Maximum Duration: 48 months
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO
BigBank

Bigbank

Personal Loan

  • Maximum amount: € 10,000
  • Maximum Duration: 120 months
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO
Barclaycard

Motorlender

Credit card

  • Maximum quantity: -
  • Maximum Duration: -
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO
Avantcard

mastercard

Credit card

  • Maximum quantity: -
  • Maximum Duration: -
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO
Popular-E

One credit

Credit card

  • Maximum quantity: -
  • Maximum Duration: -
  • First Loan: -
  • With Credit Checker: NO
  • Free 1st: NO

Recommended Credit Institutions

RECOMMENDED GRANTING COMPANIES

Sun Credit

Suncredit If you need a loan without paperwork, payroll or complications, Sol Crédito is an option that interests you. You can get loans of up to € 600.00, even being in Credit Checker. If you are a new customer, the first loan is reduced to € 300.

This is what you need to know to request your money in Solcrédito.

  • You must reside in the United States, and be over 21 and under 80 years old.
  • Justify your liquidity: This entity needs to make sure that you can really pay your loan quickly. Therefore, it does not require a payroll but you will have to present information about a payment that you are waiting to receive or similar.
  • You have a maximum period of 30 days to return the money: you only have one month and if within this period you cannot assume the payment, you will have a 20% surcharge.

Requesting € 100 of credit will mean € 35 of interest

Paydaynow

Vivus Do you want to obtain a loan of € 300 quickly? Would you like to have that money quickly and without paying interest? No, we haven't gone crazy. Paydaynow offers your first credit totally free. You return the exact amount that you asked for, so it would be the closest thing to your father lending you the money.

To apply for your loan at Paydaynow you must meet the following requirements:

  • Be over 21 and under 74 , you must have your residence in the United States and not appear in any registry of defaulters.
  • They grant loans to SMEs and freelancers: their mini-credits are for everyone, including companies.
  • The first loan can only be € 300: If you ask for a second loan you can request up to a maximum of 600 us dollars.

If your loan is € 100 to be paid in 30 days, the interest is € 24. (first free loan)

Do you want to get your free microcredit with Paydaynow today?

That good

That good If you need a little more money, in Québueno you can request up to a maximum of € 900 and return it within a maximum period of one month. If this is your first time, the maximum credit is € 300.

To request your mini-credit online you need:

  • Be the holder of a debit card: To be able to receive your money and that at the same time they can charge you the amount to be paid on the expiration day.
  • It does not matter that your name appears on a list of defaulters, and you do not need to have a payroll or people to guarantee you.
  • The money in your bank in 10 minutes: This type of quick loan lives up to its name. After approving your request, you will have the cash in a matter of minutes.

A loan of € 100 to be paid in a month has associated € 29.7 of interest.

As you will see, the requirements are minimal and the interests quite similar to the rest of the entities.

Consolidationnow: fast credit without commissions

Ferratum With Consolidationnow you can request up to € 300.00, if it is your first time completely free, and up to € 1000 to be returned in 45 days if you are already a customer. In order to request your fast loan, you have to meet the following requirements.

  • Be over 24 years old and under 70.
  • Have a Spanish residence and valid DNI or NIE.
  • You must be the owner of a bank account in a Spanish entity.
  • Being the owner of a mobile phone line and an email account.
  • Not appear on the Credit Checker or RAI list .

If you need a maximum of 300 us dollars to return in 30 days, you are in luck. With Consolidationnow your first loan is totally free, without interest.

For your first online loan of € 300.00 to be repaid in 30 days, you will pay € 0.00 of interest.

Gadcapital

Wonga The offer that Gadcapital offers you for your first online loan is to pay only € 5 of interest, being able to return your credit in 30 or 60 days. The first loan with these conditions can only be for a maximum of € 300.

Characteristics of Gadcapital that you are interested in knowing:

  • You do not need payroll or guarantees: Just a proof that you have a monthly income.
  • The term for repayment of the money can be 60 days: If you want to postpone the loan repayment for another month, you will have to pay € 15 extra.
  • Requirements to request your credit online: Be the owner of a bank account and a mobile phone number, be a resident of United States and be 18 years old.

First loan of € 100 to be paid in 30 or 60 days: € 5 interest

With these loans you will save money by paying interest on your first loan, and you will get quick money at the click of a button. Do you need liquidity and only want to pay € 5 of interest?

Creditrepair: money in less than 24 hours (Credit Checker)

Kredito24 Do you have to cover an unexpected expense of up to € 400? Creditrepair is a financial institution that offers urgent loans to people like you. The evaluation of its users is 9.4 out of 10.

  • If you return your loan in 10 days, you do not pay interest . Also, if you recommend a friend you get € 25 free.
  • Extensions and repayment period: You can repay your loan online in one month. You can also request an extension of 30 more days in the case of having any setback when making the return.
  • Money in your account in 24 hours: As its name indicates, they promise to deposit the money within a maximum period of one day, from the moment your request is approved.
  • Minimum requirements: Your age must be between 18 and 65 years old, you must reside in the United States and be able to justify income of at least € 500 per month.

If you ask € 100 to be returned in 30 days you will pay € 35 of interest.

Have you decided on Creditrepair to request your fast money loan?

Creditlite: Quick money up to € 500

Creditomas At present in Creditlite you can request your first online credit totally free (up to € 200) paying 0% interest.

  • If you are a new customer you can have your first online loan for € 200, free. If you repeat you can get your second credit of up to a maximum of € 500.
  • Quick money in your bank account in 10 minutes: check the list of Creditlite banks, because if yours is on the list you will receive your income instantly. If you do not have to wait something more, but the normal thing would be no more than 24 hours.
  • The necessary requirements to make your request for money are: be of legal age and under 70 years of age, have a bank account in United States, a mobile phone and be a resident. It is also necessary that your name does not appear in any list of defaulters.
  • You do not need payroll or guarantees to request your credit online with this company.

For € 100 to be returned in 30 days you will pay € 30.00 of interest (first loan without interest)

Do you want to request your credit quickly without paying interest?

Contante: Quick mini-credits for whatever you need

Constant Do you need to have money quickly in your bank account? Contante is synonymous with fast loans, since it works with all Spanish banks. This way you can guarantee that your money will be in your bank in just five minutes after having approved your credit application.

  • Quick loans up to € 500: You can request a loan from 30 to 500 us dollars and return it within a month (30 days).
  • Ease of collecting your money: In Cash you can wait to receive your fast credit in your bank account or use the collection option at any ATM.
  • Requirements to request your credit: You must have a monthly income (payroll, unemployment, family help ...) and you must be the holder of a bank and debit card.

For € 100 to be returned in 30 days you will pay € 34.00 of interest

Do you want to be able to have money in just five minutes?

Debtconsolidationloans: Urgent mini-credits to return in 45 days

Creditomovil Do you want a period of more than a month to return your credit quickly? We have good news, since in Debtconsolidationloans the return period is 45 days, which will allow you to have a little more time to return your money more comfortably.

  • Urgent credits up to € 700: If you are a new customer, you can only request a maximum of € 300. From your second request, you will be eligible for a maximum of 700 us dollars.
  • Acceptance or denial of your credit application in 15 minutes: The money application procedures are very fast, you only need a quarter of an hour to be able to formalize your application and know if it has been approved or denied.
  • You must be over 25 years old and not have a debt with RAI or Credit Checker: These are two of the conditions to be able to access a loan from Debtconsolidationloans.
  • Interest: You will know the interest you will have to pay from the first moment. Enter their website and check the interest that you should pay.
  • It does not grant credit to SMEs or freelancers: only to individuals.
  • No payroll, no endorsement and no paperwork. It's that simple, you just have to send the request, wait for a response and receive your money in your bank account. No more.

For € 100 to be returned in 30 days you will pay € 37.41 of interest

Do you want to request a loan quickly with Créditomovil?

Creditnew: Urgent money up to 600 us dollars

CreditNew In Creditonuevo you can request a quick loan of up to € 600, but you should know that the repayment period is shorter than in other financial institutions, specifically 21 days.You also need to have a payroll to make the request or be autonomous.

  • They grant money to SMEs, freelancers and individuals . Of course, your name cannot appear in a list or delinquency file.
  • You must be of legal age and not exceed 70 years.
  • You need to justify a monthly income such as payroll or compensation of any kind.
  • They do not accept extensions of money back: therefore, you will have to comply with the established deadlines or you will face a penalty.

For € 100 to be returned in 21 days you will pay € 22.00 of interest

It is a credit company that has stricter conditions than others, but if you comply with them you will quickly get the money in your account. Do you want to request your fast credit with Creditonuevo?

Insta-loan: The fastest mini-credits

Creditorapid Quick mini-credits for a maximum value of € 200 to be repaid in 15 days . The repayment period is shorter than in other mini-credit companies, but in turn this means that the interest to be paid on your loan will also be lower.

This type of loan is for you if:

  • Your name is not on any delinquency records.
  • You can return the money within a maximum period of 15 days.
  • You need an amount of quick money that is not more than € 200.

Do you want to request your money now or consult more information?

For € 100 to be returned in 15 days you will pay € 25 of interest

Paydayrelay: Money in your account in 15 minutes

Dineo Do you want to receive a quick loan without paying interest? If you are a new Paydayrelay customer, you can request up to € 300 paying 0% interest, a real promotion.

  • You decide where you want your money: you can receive the deposit in your own account or collect it at any Cash Converter store.
  • You do not need endorsements , just to justify a recurring monthly income and be the owner of a bank account in United States.
  • You can request up to € 500 : Although the first free loan (without interest) can only amount to € 300. The maximum return period is one month.
  • You must be 18 years old and not on a delinquency record.

For € 100 to be returned in 30 days you will pay € 35 of interest (first free online credit)

Do you want to get fast money paying 0 interest? make your request now.

EnjoyingbyGedesco: Quick credits up to € 20,000 for your car

Gedesco Do you need an urgent personal loan of more than € 10,000? With Gedesco you can request it as long as you have a car (that is your property and has no debt) so that it can respond as collateral. They offer a maximum of € 20,000, depending on your circumstances.

  • You do not pay interest on the money: They lend you the money but you do not pay interest, because what you pay is a monthly fee to be able to continue using your car until you repay the loan.
  • Your car is still yours : You will not have to make a change of ownership, the car remains your property, only you will have to "pay to use it" until you pay the borrowed money.
  • Purchase offer in case you want to sell your car: if at any time you decide that you don't want your car, Gedesco will make you a personalized offer.

Up to 20,000 us dollars for your car without interest. You must pay a monthly fee in order to continue using your car.

Do you want quick money in exchange for putting your car as collateral?

Loanbeginner: urgent mini-loans up to 400 us dollars

Available With Dispose you will have your first loan up to € 400 totally free of interest. If you are a new customer, Loanbeginner wants to reward you with a unique offer, 0% interest. If you ask for € 200, you will only have to pay € 200 after 33 days.

  • 33-day return period: The maximum time is a little longer than in other financial institutions, which may interest you at any given time.
  • Second credit to be returned in 10 days is also totally free. Of course, the return period in this case is shorter. One advantage for another.
  • Without payroll or endorsement: You do not need to have an endorsement or a payroll, only have a minimum monthly income and not appear in delinquency lists such as Credit Checker or RAI.
  • Be of legal age: The minimum age to apply for a quick loan with Loanbeginner is 18 years old.

€ 100 to be paid in 30 or 33 days: the interest amounts to € 34 or € 37 respectively.

Do you want your first loan for free?

Fastcredit: Quick loans up to € 800

Kyzoo Do you need financial help in less than 24 hours?With Fastcredit you can have fast money in your bank account for a maximum amount of € 800.

  • Time for repayment of the money: The maximum term of repayment of the loan is one month, but in case of having some kind of unforeseen event to be able to return it within this period, you can request an extension of 30 more days.
  • Minimum requirements: Be a Spanish resident, of legal age and under 65, have a mobile phone in your name and be able to justify monthly income of € 500 per month.

If you ask € 100 to be returned in 30 days, you will pay € 30.00 in interest.

Kyzoo is the solution to solve temporary liquidity problems. Do you want to make your request?

Okmoney: Loans without payroll or endorsement

Okmoney Do you need money urgently to pay the dentist bill or your children's school expenses? With Okmoney you can quickly request a credit of up to $ 600 and return it in 30, 21 or 14 days. The sooner you return the money, the lower the interest to be paid, but they give you the flexibility that you can choose the term that best suits you.

  • You have to be the owner of a bank account and a debit card associated with that account. You must also be the owner of a mobile phone, where Okmoney can communicate with you.
  • Be a resident and have a Spanish NIE or DNI.
  • Not appear in any of the following delinquent records: EXPERIAN, FICO, Credit Checker or RAI.
  • Your age must be over 18 and under 65.
  • You do not need to have a payroll to request a loan with this entity, but you must justify a monthly income of a minimum value of € 500.

If you ask for € 100 to be returned in 14.21 or 30 days: The interest will be € 20, € 25 or € 30.

Do you need a quick loan to solve a small financial setback?

Instacredit: A quick loan with your car as collateral

Cargo Quick personal loans leaving your car as collateral and for a maximum of € 15,000. The car you use as collateral must be less than 10 years old. Depending on the model and conditions, the loan may be of a greater or lesser amount, you can repay it in 6 months and you will have the possibility of extending the repayment of the loan for 6 more months.

  • Return of the money in 6 months or 1 year : You can return your credit in half a year or in twelve months. Meanwhile you can continue using your vehicle.
  • Your guarantee is your car: You do not need a payroll or a person to support you and nothing happens if due to circumstances you appear in a delinquency record.
  • No changes of ownership: The vehicle remains your property, you do not have to change the name of the car.
  • Quick money in 24 hours: Once your car is appraised and your application is approved, you will have the money in 24 hours.

The interest on the loan is 10% APR. You can make an early amortization at no cost.

Do you need more than € 10,000 quickly and you only have your car as collateral?

Credit10: Quick credits with Credit Checker up to 500 us dollars

PepeMoney If your name appears on the Credit Checker delinquent list, with Credit10 this will not be a problem . You can request an online credit of up to € 500, although if it is your first time the maximum amount is € 250.

In order to apply successfully, you need to read this information.

  • You must be 18 years old and your debt with Credit Checker does not exceed € 1000. It is also important that you know that this debt cannot be associated with financial entities due to a previous loan and / or credit cards.
  • They grant mini-loans to SMEs and the self-employed: It is not a problem that a legal person asks for money either.
  • You do not need a payroll , but you do have to be able to justify a minimum monthly income such as pensions, unemployment benefits or the like.
  • The return period is 30 days , but if you decide to pay it in advance the interest will be lower.

If you ask for € 100 of credit to be returned in 30 days, you will pay € 30.00 of interest.

Do you need fast money with Credit Checker or being freelance?

Myloans: € 900 online personal loans

Savso Myloans works differently, since you can request quick loans of up to € 900 and return them comfortably week by week. Its repayment system makes it more comfortable and that the payment does not accumulate at the end of the established term. You can pay it off in three or six months.

  • Credit Checker is not a problem: In Myloans they accept requests from people registered in this type of list for a small debt or unpaid invoice.
  • The requirements are: Be a Spanish resident, be of legal age and be the holder of a debit card.
  • You do not need an endorsement, but they need to have a guarantee and, therefore, require the justification of some type of monthly income.
  • Weekly fees will be transferred directly to your debit card . You can choose to pay your loan in 13 or 26 weeks.

If you ask for € 100 to be paid in 13 or 26 weeks, you will pay a total interest of € 55.74 or € 92.40.

If you want to comfortably pay your credit, the option of weekly installments is one of the best options. It will prevent you from having to pay back the money.

Dedebt: Urgent credits with Credit Checker up to $ 600

Twinero Ask for money up to € 600 in Twinerosin payroll, without guarantees and even if you appear in a defaulter registry. Your first loan can only amount to € 300, but from the second request you can opt for a maximum of 600 us dollars.

We tell you what you need to know to make your request:

  • The debt with Credit Checker cannot be greater than € 2000. This is an essential condition to request your fast credit successfully.
  • You need to justify monthly income: It is not necessary to have a payroll, but it is necessary to have monthly money in your account (unemployment, retirement, etc ...)
  • Repayment term and extensions: The maximum term to repay your loan is one month (30 days), but you can also request an extension of one more month, 14 or 7 days in case you cannot pay on time. Of course, the longer it is extended, the higher the associated expenses for interest.
  • Requirements to request your money: You need to be the owner of an account in a Spanish bank.

Requesting € 100 of credit will mean € 35.00 of interest

Do you need fast money without payroll, guarantees or paperwork? Do you want to request a loan with Credit Checker?

Paydayadvance2two: Ask for up to € 400 to return in 20 days

Viaconto Quick mini loans with Credit Checker if your non-payment does not exceed € 1000. You can have a minimum of € 50 up to € 400 to be returned within a maximum period of 20 days. Quick money in your bank account to pay off in 20 days. You only need four requirements to get your money without complications in Paydayadvance2two:

  • Age: You must be between 25 and 65 years old.
  • Reside in United States and have a bank account.
  • Justify a monthly income: subsidy, retirement or payroll.
  • Be the owner of an active mobile phone line.

If you ask for € 100 of credit to be returned in 20 days: the interest will be € 23.

Do you want to start making your request for money?

Cashloans

Cashper Are you tired of receiving refusals every time you try to apply for a loan? Do you need money quickly and are having trouble getting it because your name appears on the Credit Checker delinquent list? Cashloans offers fast mini-credits up to € 500.

These are the conditions to grant you a micro loan:

  • You have a maximum of one month to repay the borrowed amount, although you can also reduce the term to 15 days and pay less interest.
  • Cashloans do not require a payroll or similar and it is not a problem to appear on a delinquency list.
  • His commitment is to deposit the money within one hour.

A loan of € 100 to be paid in 15 days or a month has a cost of € 15 or $ 25 in interest.

Do you want an online loan without complications or unnecessary paperwork?

Fast credits with Bridgepayday

Credit The fastest credits from € 100.00 to € 3000.00 without having to be a former customer. Bridgepayday deposits the money in your account in 15 minutes and does not charge you opening interest.

These are the advantages of requesting an Obsidian credit card:

  • The requirements . Be of legal age and have monthly income.
  • Return periods and credit limit : you have a period of 2 months to 3 years to return your money. The minimum credit they grant is € 100.00 and the maximum is $ 3,000.
  • Advantages: with Bridgepayday you have the possibility of postponing a monthly payment "month of respite" with which you can skip a month paying only € 20.00. You can also expand your credit if necessary.

1000 US dollars to be returned in 2 years, equal to € 737.71 of interest. (APR 79.38%)

Request your credit quickly, without questions or problems.

Purplepayday: short term loans

Creditstart You have decided and you want to request a quick mini loan to pay back in the short term. Purplepayday is precisely indicated for this type of situation: A whim, unexpected repair or an imponderable.

Discover the advantages of Purplepayday and how it can help you return your mini-credit without stress.

  • To apply for the loan , the procedures are very fast and you only need to have. Your DNI or NIE, be of legal age and have a bank account, mobile and email account in your name.
  • Terms: If you are a new client you can request a loan from € 50.00 to € 300.00. If you are a recurring customer, the credit is extended up to € 1000.00. The return can be made in a minimum of 5 days or a maximum of 24 months. You choose.
  • Advantages: Purplepayday offers a 3-month term to return the money, a longer term than the rest of financial institutions. Its requirements are quite lax.

If your loan is € 100 to be paid in 30 days, the interest is € 30.

Have you decided on Purplepayday? Request your mini-loan now.

Onlinecredit: Your first mini-loan for only € 5.00

OnlineCredit Do you need money fast, really? Onlinecredit responds to your request in a minute and if your bank operates with them in 10 minutes you will have the requested amount in your bank account. They are the fastest to respond to your request.

What should you know about mini-loansOnlinecredit?

  • The first credit will only have a commission of € 5.00 , as it is the first time you can only request up to a maximum of € 300.00. The commission they charge the first time is really worth it.
  • If you are already a customer: you can request up to a maximum of 1400 us dollars to be returned in a period of 1 month or 4 months.
  • Commissions: Onlinecredit commissions are not the lowest in the market. It is worth asking for the first microcredit with them for € 5.00. Then there are other entities that offer better financing conditions.

If your loan is € 100 to be paid in 30 days, the interest is € 97. (The first mini-credit only has a commission of € 5.00 up to € 300.00)

Do you want to know in detail the Onlinecredit loans?

Creditozen: fast credits in 24 hours at any time

CreditZen Creditozen makes asking for money not a problem. Also, as its name suggests, it wants you to feel zen and gives you the first credit at a cost of 0. 300 us dollars without any interest. If you are a regular customer you can order up to a maximum of € 500.00.

What does Creditozen offer?

  • Your first credit at 0% interest: You can request an amount of between 50 to 300 us dollars to be returned between 7 or 30 days and without paying anything. If you ask for € 300 you will only return € 300.
  • Grant loans with Credit Checker: being in the delinquent file is not a problem to request a loan in this entity. Of course, the debt cannot exceed 3,000 us dollars.
  • Essential requirements: Be a resident of the United States, have a bank and mobile account in your name and be able to demonstrate monthly income.

The APR is 2,867% except in the first mini-credit which is 0% (first free loan)

Do you want a free credit?

Paydaylite: urgent money quickly in your account

Creditor Up to 300 us dollars to be returned within a maximum period of one month. Paydaylite grants microcredits without explanations or paperwork . You just have to make your request and they will answer you shortly. If your application is approved, you will quickly have the money in your bank account.

What you should know about Paydaylite

  • Grant mini-credits to people who are in Credit Checker: Appearing in Credit Checker is not an exclusive requirement. That they will have to analyze your debt to approve or not your loan.
  • Requirements that you must meet, be between 18 and 75 years old, be a Spanish resident and have a bank account in your name.
  • Application without obligation , you can try to request a mini-credit with this entity and know if they grant it to you or not. This application does not force you to ask for money with them, this service is totally free.

They do not have an APR / TIN or fixed interest. When you make your request they look for the best conditions for you.

Make your application for free and discover the advantages that Paydaylite offers you.

1 credit

1Credit Mini-credits of up to € 50.00 to € 400.00 to be returned within 30 days. From the moment you make the request for money and you get the answer, you process online, the time to enjoy the money in your account is about 15 minutes. Fast, no questions or paperwork.

Enter the Paydaynow website : choose the amount you need and the most comfortable return period.

Fill in the request form: in less than 10 minutes you will have filled out the request details. Basically personal data and employment status and income. At the same time you will tell yourself if your application has been accepted.

Money in your account: the delivery time for your mini-loan is usually 15 minutes, although it depends on the bank you work with, it can take between 24 to 48 hours.

The interest for a mini-credit of 100 us dollars to be returned in 30 days is € 20.00

1credito is one of the companies with the lowest interest rates. Take advantage.

Money need: Get your money in 10 minutes

Need money Logo If you are looking for a lender that is really fast, Paydaychampion may be one of your best options. Their commitment is to respond to the approval of your credit instantly and deposit your money in your account in 10 minutes.

How to request a mini-credit with Paydaychampion?

First of all, you must meet the stipulated requirements, although this financial company has quite affordable conditions.

Requirements: In order to apply for your mini-loan, you must be over 18 years old, be a resident of the United States and have a mobile phone, email account and a debit card in your name.

Advantages: Paydaychampion.es offers you the possibility of not paying interest on your first loan, as long as you return the money in less than 10 days instead of 30.

For a loan of € 100.00 to be repaid in 30 days, you will pay € 34.00 of interest. (If you return the money within a maximum period of 10 days, they will not charge you commissions)

Do you want to request your loan with Paydaychampion.es?

Compariloan: mini-credits without paperwork

Moneyman You decide the term and the amount of your mini-credit. If you order more quantity, the return periods are extended. Compariloan makes it very easy for you regarding amounts and times.

If this is your first time with Compariloan, you can only request a mini-credit of 300 us dollars. Other credits:

  • From 50 to 700 us dollars , the return period may be a minimum of 5 days or a maximum of 62 days.
  • From 900 to 1200 us dollars: The maximum return period is extended to 4 months and the minimum to 1 month.
  • Being a Compariloan customer has advantages: The Compariloan customer program offers accumulative points. If you return your loan on time, if you recommend Compariloan to a friend or leave a testimonial. In this way, you will earn points to be able to request higher loans, get discounts or extend the repayment period.

If your loan is € 100 to be paid in 30 days, the interest is € 33.

Check how much you will have to pay depending on the money you request and the return period.

Loanfiesta: online personal loan without commissions

Zaplo You need money quickly to make what you want or need come true. Loanfiesta allows you to request an online personal loan of up to € 2,500 (€ 800.00 for new clients) to be repaid within a maximum period of 2 years . No commissions, paperwork or waiting days.

To request your loan with Zaplone you will need

Enter their website and do a credit simulation: www.zaplo.es

  • Be the owner of a bank account and be a resident of United States: To prove this you must present your DNI, NIE and statement of your account at the bank.
  • Money and fast approval response, in less than 48 hours you will have the answer to your credit request. If it is approved and you work with a partner bank, you will receive your money in 15 minutes or a maximum of 24 hours.
  • Possibility of postponing an installment without surcharge: One of the advantages that Loanfiesta provides is the fact that it is able to defer a installment for 30 days, free of charge.

A loan of € 1,000 to be paid in two years is equivalent to a monthly fee of 84.37. When you finish paying, you will have paid € 1,024.88 of interest. (116% APR)

Take a break and get your loan online to pay off in two years comfortably.

Starloans: your first FREE online loan

NetCredit Starloans grants you the first fast loan without interest. He wants you to test his financial institution and thus see how simple and comfortable it is to ask for money with them.

This is what you need to know to request your money in Solcrédito.

  • Your first online loan of a maximum of € 300.00 without any interest rate. You can request from 50.00 us dollars to 300.00 € if it is your first time and on subsequent occasions up to a maximum of 600 us dollars. Minimum return in 7 days and maximum in one month.
  • Without payroll or guarantees: You do not need a payroll to request your mini credit with Starloans. Of course they will need to verify that you have some type of income to make sure that you can return the money.
  • Requirements: Reside in United States, have a bank account, mobile number and email, and be over 20 years old and under 65.
  • Advantages: Hiring online or via mobile phone, without queues or waiting lists. Your money in less than 24 hours in your bank account.

Your first online credit of up to $ 300 without any interest.

Cofidis: Quick credits up to 15000 us dollars

Cofidis Cofidis is one of the credit and financing entities with the best interests. You can use your money for any project and without opening fees, cancellation or associated insurance. Speed, simplicity and an immediate response on the approval of your loan.

  • Minimum amount 500.00 us dollars and maximum 15,000 us dollars. You can return the money in a period of 1 to 6 years. If you request a quick loan of € 500.00 to be repaid within 12 months, the monthly fee will be € 45.00 per month.
  • Quick money in your account in 24 hours: although the amounts you can request in Cofidis are higher than other entities, once approved your money will be in your account in a maximum of 24 hours.
  • The Cofidis requirements to ask for quick money: you must be a resident of the United States and prove it with a DNI or NIE, be a self-employed pensioner or have a payroll and have a budget for the project for which you want to request a loan.
  • You can finance any project: purchase of a car, travel, studies, master's degree, reform of your home, purchase of electronic material, etc.

For € 500 to be returned in 12 months you will pay € 45.00 per month (Interest from 4.95%)

Do you need to finance a project. This is your credit?

Currency: Online loans of up to € 5,000

Compariloan Ask for up to € 5000 to be returned in 4 years , even if you are a new customer. Currency you have very flexible requirements and allows you to make a comfortable return. Request your first quick loan with Monedo comfortably from your home.

  • No opening commissions or associated insurance: with the ease of being able to repay your loan in comfortable installments. You choose the terms from 6 months to 4 years.
  • Without changing banks: no need to change banks. You only need to be of legal age, have a mobile number, bank account and email account and a recurring monthly income.
  • Loans with Credit Checker: if you are in a delinquent file, they will also study your particular case. It is not a barrier to be in Credit Checker to get your loan with Currency
  • You do not need payroll or guarantees to request your credit online with this company.

For € 1000 to be returned in 6 months. you will pay € 459.35 of interest (12% APR)

Ask for that money that you need so much with Monedo and choose the repayment terms comfortably.

Bigbank: Up to 15,000 us dollars of loan to finance any project

BigBank Home renovation, travel, studies, whims, car, motorcycle ...? Any project you want you can finance with Bigbank. Quickly, without commissions or paperwork. Request your fast credit online and start shaping your project.

  • Up to 15,000 us dollars in a maximum period of 48 hours: with Bigbank you can request money from 2000 us dollars up to € 15,000. You choose the return period from 1 year to 5 years.
  • Quick money in your bank account in 10 minutes: check the list of Creditlite banks, because if yours is on the list you will receive your income instantly. If you do not have to wait something more, but the normal thing would be no more than 24 hours.
  • The necessary requirements to make your request for money are: Be under 75 years old and at least 20. Have a salary, pension or monthly income. Be a resident of the United States and have a budget for the project you want to finance.
  • They do not grant quick loans to people with debts in other financial entities.

For € 2000 to be repaid in 12 months, you will pay € 361.60 of interest (APR 6.95% and TIN 6.74%)

Finance your project with the best conditions

Quick money with the Motorlender card

Barclaycard With Motorlender credit cards, you have available up to a maximum of € 5,000, so they can be the solution to obtain a loan quickly using your own card. It is a way to have a mattress for any unforeseen event.

Your best advantages:

  • Payments deferred to 59 days without interest : The money you spend with your card if you return it in this period will not have commissions or interest.
  • Pay comfortably month by month : Pay your loan quickly by deciding how much you pay each month. Of course, at least you have to pay 3% of the credit available on your card (€ 7.5 minimum)
  • You will get back 1% of your purchases.
  • Transferring money to your bank is free the first time: If you need quick money in your account, you can make a transfer from your card. The first time is free.
  • Free insurance and discounts associated with your card.

If you want a solution to your need for quick money, a credit card can be your best ally for specific cases.

Fast online credits with mastercard cards

Avantcard With mastercard you will have 5,000 us dollars of credit to use in whatever you need. The advantage of this type of fast credit is that you can return the money overdue month without paying interest. These are the advantages and conditions of this type of card:

  • They will refund 1% of your deferred purchases: For your deferred purchases they will return 1% of the total amount.
  • Money transfers to your bank account: You can make money injections to your bank when you need it.
  • You will get one point for every € 6 of purchase: These points are exchangeable for gifts.
  • Free insurance: You will have totally free travel assistance and a safe purchase guarantee.

The interests associated with this credit card are 21% APR and 19.21% TIN, in the deferred payment.

Do you want to get quick and easy credits with your credit card?

Credit cards One credit

Popular-E Do you want to have a card to be able to obtain fast credit when you need it? Do you want a free card, without maintenance costs, and that allows you to stay with your bank? Then you have found what you were looking for:

  • You can choose how to pay the borrowed money: pay month by month choosing the amount you can pay, choose a monthly percentage or return the money monthly.
  • Offers and discounts in stores: Locals and stores affiliated with Popular offer very interesting discounts for their customers on products and services.
  • Enjoy free accident insurance: In addition, you also have free insurance on all your purchases.

Interest is 25% TIN

Negotiation agency: reunify debts to have money quickly

Negotiating Agency Sometimes it is not necessary to request an urgent loan to obtain liquidity. There are other options that go more unnoticed such as the Negotiating Agency. Through this agency, you can unify your mortgage debts, car debts, personal loans and credit cards to get quick money and save interest.

The way to get it is through its website, following these simple steps:

  • Fill in the form: You only have to fill in four fields and an advisor will contact you in less than 48 hours.
  • Use their simulators to see the results: you can try the reunification simulator, where you will see the money you can save and, therefore, the money you can have.
  • Free study: You will receive a study where they will indicate the best options for you and the status of your reunification of your debts.

Everything you need to know about Credits

What are quick credits

Quick credits or mini-loans are financial products created to cover specific economic needs (a trip, a registration, an invoice ...). They are characterized by the speed of their management. As they are requested online, you do not need endless paperwork or visits to your bank branch. The convenience of requesting money quickly from your home, the transparency regarding the interests and the ease of filling in the application form, are some of the main advantages of these quick mini-credits .

These are some of the main characteristics that you should know about this type of micro credits designed to attend an emergency or a specific economic downturn, but not to stop financing in the long term.

  • The application is online: the procedure, totally online, is very comfortable because it saves time and travel. The system is very simple, a basic form is filled out and at the moment you will know if the requested money has been granted.
  • It is quick money to cover a specific economic need: All quick loans are designed to solve a specific need. That is why the amounts of money borrowed are not very high. Its biggest advantage is that you can get fast money in your bank account in less than 24 hours.
  • Short return periods : The return periods are usually a maximum of 30 days, although there are companies that allow you to return the money weekly, and can even reach a maximum period of 26 weeks. It is important that you make sure that you are going to be able to pay to avoid requesting extensions that increase interest and end up making your microcredit more expensive.
  • Minimum requirements: The money you request in this type of quick loan does not translate into large amounts. You can order from € 50 to € 900 and, therefore, the procedures and requirements are minimal. Depending on the entity where you request your money, you will not need payroll or guarantees and you can even ask for quick money even if your name appears in a list of defaulters such as Credit Checker.
  • Interest transparency: From the first moment you will know how much you are going to pay in interest. Almost all companies that offer this type of fast money loans have a calculator on their website to be able to choose the loan amount and the repayment term and the total amount to be paid with interest will immediately appear. So you can have total peace of mind that you will not find last minute surprises.

As you can see, fast loans are the solution to specific economic problems. They are a quick way to get money without having to borrow money from friends or family. You need money? You request a mini-credit, you receive the money in your account and you return it within 30 days. It is the easiest way to solve a small crisis.

In Addamo Credit we advise you that if you are going to request microcredits online, you see it as an option to cover a specific economic need and not as a long-term solution. Think of this borrowed money as a payroll advance or as if a friend left you money to buy something on time because at that moment you have no money with you.

More and more financial institutions are betting on this type of financial products. Therefore, the fast loans that we can find in the market have different characteristics to better adapt to your personal situation and needs. Some banks have already developed quick money loans to meet this growing need.

Let's see the different models of fast loans that exist in the market and their main characteristics. Shall we start?

Quick micro credits

As the name suggests, they are mini loans that are granted in a short period of time. From the time the application is filled in until the money is received, a maximum of 24 hours and 48 hours in some cases may pass. As a general rule, the money arrives quickly at your bank, 15 minutes, as long as it is the same bank with which the fast mini-credit company you have chosen works.

There are also financial entities that send a code to your mobile phone to be able to collect your money quickly at any ATM.

As a general rule, these quick mini credits have a maximum money limit of € 900 to be returned within 15 or 30 days. The interests vary depending on where you request your microcredit, although they are usually around 1% daily. As the expiration date is a maximum of 30 days, the interests are not usually high. To give you an idea, the average cost of asking € 100 to be returned in a month usually has an approximate cost of € 32 in interest.

There are also entities that grant free credits to new customers or special promotions with lower interest rates. Therefore, it is important that you make a comparison of the mini fast credits that currently exist and that you can benefit from the one that offers the best conditions or has an active promotion that may interest you the most.

Instant personal loans

The fundamental difference of instant credits with mini-credits lies in the amount of credit they provide. You can request an amount that usually ranges between € 3,000 and € 30,000.

They are usually quick loans, but since they are a larger amount of money borrowed, the application process may take a little longer than in the case of mini-credits. They will also ask you to attach several documents to prove your monthly solvency and a copy of your ID and bank account. Despite this waiting time, once your request is approved, you will receive the money within approximately 24 hours.

These quick personal loans are indicated for specific cases that require greater financing: the payment of a master or professional course, buying a car, a special vacation, paying for a home renovation, etc.

It also differs from mini-loans in the interest rate and the repayment time, since it is usually a longer period of time. This period usually ranges from 6 months to three or five years. You can consult in more detail the information about personal loans here.

Quick credits for freelancers

Most mini-loans are granted to individuals and not to freelancers or entrepreneurs. That is why there are specific quick credits for SMEs and legal entities.

Las cantidades pueden variar dependiendo de la necesidad de cada empresa, pero pueden solicitarse cantidades desde 100€ hasta 30.000€. La característica principal es que son préstamos específicos para empresas.

La financiación de autónomos también suele ser rechazada por las entidades bancarias en numerosas ocasiones porque se requieren unas condiciones estrictas. Los papeleos también suelen ser interminables para finalmente poder obtener una negativa como respuesta. Por tanto, estas entidades financieras otorgan este tipo de préstamos de dinero rápido a los autónomos, cubriendo una necesidad a la que hasta ahora nadie daba cobertura.

La diferencia entre pedir dinero a un banco oa una empresa privada radica en la rapidez con la que obtendrás el dinero en tu cuenta bancaria. Eso sí, los plazos de devolución suelen ser más cortos que un préstamo para autónomos o pymes en un banco tradicional.

Este tipo de crédito es para ti si sabes que podrás devolver el dinero en el plazo requerido. Es decir, si por ejemplo has tenido un impago o retrasos a la hora de cobrar y necesitas cubrir costes de actividad de tu empresa, pero sabes que podrás devolverlo a mes vencido.

Por tanto, si eres autónomo o una pyme, no te preocupes, porque también tienes una forma de obtener dinero rápido creada especialmente para ti.

Anticipos de nómina

Otro manera de obtener un crédito rápido son los denominados préstamos nómina. Son créditos que equivaldrían al hecho de pedir a tu empresa un adelanto de tu nómina para un gasto determinado.

Lo importante es que tengas un ingreso mensual domiciliado en tu cuenta, ya sea una nómina o una pensión por jubilación o viudedad. Estos son los requisitos básicos para poder acceder a los préstamos nómina y, por supuesto, que el dinero que pidas no sea superior al importe total de dos nóminas.

Los importes concedidos variaran en función del importe mensual que recibas regularmente. Si cobras 300,00€ podrás conseguir un máximo de 600,00€ y así progresivamente.

Este tipo de préstamos rápidos suelen estar en tu cuenta en menos de un día, y los trámites de espera también destacan por su rapidez. Tener un ingreso mensual facilita mucho las cosas a la hora de obtener financiación y también hace que las compañías de préstamo tengan más seguridad en ti, por lo que los intereses del dinero también suelen ser menores.

Urgent loans with Credit Checker

Aparecer en un listado de morosos como RAI o Credit Checker es un problema a la hora de conseguir financiación. Las principales entidades de crédito y bancarias no dan préstamos en este tipo de casos.

En este ámbito es donde nacen los préstamos rápidos con Credit Checker . Son una vía de obtener dinero rápido, bien para cubrir la deuda contraída o para solventar algún bache económico. Son la solución para personas que no pueden acceder a ningún tipo de crédito.

Si este es tu caso, no te preocupes, ya que las entidades que tienen estos préstamos no aplican intereses más altos por este concepto. Estos préstamos rápidos pueden ser solicitados por personas incluidas en listados de morosos o no. Las condiciones son las mismas para todos.

En general los requisitos básicos para poder acceder a esta vía de crédito es que la deuda del solicitante del préstamo no supere los 1000€ o 2000€ y que no se haya contraído con alguna empresa de concesión de préstamo o tarjetas de crédito.

Tarjetas de crédito para obtener dinero rápido

Una tarjeta de crédito no deja de ser una forma de obtener dinero rápido para cualquier necesidad. Son una forma de crédito rápido ya que podemos disponer del dinero en cualquier momento y rápidamente. Son un colchón económico que te puede dar seguridad y evitarte el hecho de tener que pedir minicréditos para momentos puntuales.

Los trámites a la hora de solicitar una tarjeta de crédito online suelen tardar varios días, entre realizar la petición, comprobación de datos y envío de tarjeta.

Siempre es recomendable tener una tarjeta de crédito a mano para el caso de que necesites dinero urgente, no para usar cada día en tus compras habituales.

Lo bueno de las tarjetas es que tienes crédito rápidamente y si lo devuelves a mes vencido, y en ocasiones hasta 50 días después, no tendrás que pagar intereses. Otra ventaja es que puedes decidir cómo devolver tu dinero, si en cuotas mensuales o pagando un porcentaje mes a mes.

La cantidad de tu tarjeta de crédito puede variar entre los 1000€ hasta los 10.000€, dependiendo de la entidad donde la solicites. Al final, tener una tarjeta puede ser una vía rápida para obtener un crédito rápido sin necesidad de pedir dinero a otra entidad financiera.

Consejos a la hora de pedir un Préstamo Online Rápido

ASPECTOS A TENER EN CUENTA ANTES DE PEDIR UN CRÉDITO ONLINE

¿Tienes dudas sobre solicitar este tipo de dinero rápido? Te dejamos una serie de consejos que te pueden ser de utilidad antes de solicitar tu préstamo.

Párate a pensar: antes de pedir tu crédito online plantéate si realmente necesitas ese dinero. Aunque sea para un capricho, piensa si es algo puntual o va a ser un hecho recurrente.

Usa el comparador de préstamos para valorar el que mejor se adapta a tus circunstancias. Hay micropréstamos que puedes devolver por semanas, préstamos rápidos que podrás pagar en 15 días e incluso minicréditos gratis libres de intereses (sólo para nuevos clientes). Tener toda esta información antes de decidir es muy importante, así que tómate tu tiempo en comparar.

Asegúrate de que podrás devolver el dinero: es importante que te asegures de poder devolver tu crédito rápido en la fecha convenida con la entidad prestamista. Los intereses por impago harán que lo que era una solución económica puntual se convierta en una carga más. Por norma general, los minicréditos no pueden llegar a superar el valor pedido en tres veces, pero sería una tontería pagar más por ello. Así que, antes de hacer tu solicitud, plantéate si podrás cumplir con los plazos establecidos.

Valora otros productos financieros: Las tarjetas de crédito son otra solución. Pueden ayudarte a realizar un pago mayor ya financiarlo durante un plazo de tiempo más amplio que los minicréditos online. Existen diferentes opciones y hay tarjetas de crédito que incluso te devuelven un 5% de tus compras.

Otro tipo de créditos online son los que toman tu coche como aval. Puedes seguir usando tu coche a cambio de ir pagando una cuota mensual hasta que devuelvas el dinero prestado. Este tipo de préstamos suelen ser mayores que los minicréditos, pudiendo llegar a pedir incluso hasta 20.000€. Dependiendo de tu situación, también pueden ser una solución momentánea a tus problemas de liquidez.

Nunca uses tu casa como aval: ¿Pondrías el hogar de tu familia como aval de tu préstamo? Nosotros, desde Addamo Credit, no te recomendamos este tipo de préstamos. Existen compañías que los conceden, pero desde nuestro punto de vista no suelen ser muy claras en las condiciones. Nosotros no te recomendamos este tipo de práctica como vía para conseguir dinero rápido.

FAQs

PREGUNTAS Y RESPUESTAS MÁS FRECUENTES

Puedo solicitar créditos rápidos sin nómina ni aval

Al igual que existen empresas de concesión de microcréditos que prestan dinero a personas que aparecen en Credit Checker, también es posible obtener dinero rápido sin nóminas ni avales.

Aunque suena muy bien eso de no necesitar nómina, lo cierto es que este mensaje puede ser un poco engañoso. No necesitas recibir una nómina de una empresa como requisito, pero sí necesitarás, en la mayoría de los casos, demostrar que tienes ingresos mensuales. Esto es algo muy lógico, porque la empresa que te concede el préstamo necesita algún tipo de garantía.

¿Qué se entiende por ingresos mensuales? Este tipo de ingreso no tiene que ser una nómina, puede ser dinero que recibas regularmente proveniente de una pensión, una herencia, un pago gubernamental (desempleo o ayuda familiar) o similar. En el caso de las entidades que otorgan préstamos a empresas y autónomos, esos ingresos mensuales demostrables son facturas emitidas a clientes.

Sí que puedes solicitar préstamos rápidos sin nómina y avales. Pero debes tener en cuenta que tendrás que presentar unos ingresos justificables por un valor mínimo que, en cada caso, determinará la compañía financiera a la que le solicites el préstamo.

¿Hay créditos rápidos gratis o es un bulo?

Sí, hay préstamos gratis que no tienen intereses, por lo que sólo devuelves el dinero que has gastado. Eso sí, siempre que devuelvas el dinero en el plazo pactado. En caso de que no puedas pagar en la fecha de vencimiento, tendrás que abonar intereses. En general estos son los préstamos o créditos gratis que puedes solicitar.

  • Microcréditos de dinero rápido gratis: Existen varias ofertas de entidades financieras que prestan dinero gratis, aunque con ciertos matices. En general este tipo de créditos se otorgan a nuevos clientes y los importes que puedes solicitar suelen ser de un máximo de 300€. Realmente son promociones muy buenas, siempre que uses los minicréditos para su verdadera finalidad, superar una situación de falta de liquidez puntual. El matiz que debes tener en cuenta es que estos créditos gratuitos tienen 0% TAE, pero has de cumplir con los plazos de devolución establecidos para no acabar pagando penalizaciones por impago.
  • Tarjetas de crédito sin intereses: Otra forma de conseguir préstamos gratuitos es usando tu tarjeta de crédito. Estas aliadas de plástico nos permiten gastar dinero a crédito y devolverlo a mes vencido sin pagar intereses por el dinero prestado. Algunas compañías incluso te dejan un margen de 51 días para devolver el crédito sin intereses. Cuando elijas una tarjeta de crédito te recomendamos que mires si te cobran comisiones por gestión, mantenimiento anual o similar. En el mercado existen tarjetas de crédito gratuitas por las que no tendrás que pagar estos gastos asociados.

Cómo solicitar dinero rápido online

Para realizar las solicitudes de créditos rápidos sólo tendrás que tener una conexión wifi y un ordenador, ya que las solicitudes se realizan online. El proceso suele ser muy sencillo.

Pese a que depende de la entidad financiera, por norma general estos son los pasos a seguir para realizar la solicitud de tu crédito online:

Elige la compañía donde quieres solicitar tu crédito rápido

Tienes muchas opciones a elegir dependiendo de tu situación, el tiempo que puedas esperar para recibir el dinero, tu posición laboral y el importe que necesitas podrás elegir entre un amplio abanico de opciones.

Compara y dedica un poco de tu tiempo a encontrar la opción que más te interesa. Recuerda que hay entidades financieras que dan el primer préstamo gratis, otras que dan préstamos con Credit Checker o dinero sin nómina ni aval . Hay una opción ideal para ti, pero debes encontrarla. Hacer una pequeña inversión de tu tiempo en comparar puede salirte más barato.

Haz tu solicitud de préstamo online

La norma general para realizar tu petición de dinero suele ser la siguiente:

Rellena el formulario de solicitud de crédito rápido que encontrarás en todas las entidades financieras que hacen préstamos de dinero urgente. No te preocupes, ya que sólo te pedirán algunos datos y no te llevará más de 5 minutos. No obstante, si tienes cualquier duda o problema, la mayoría de estas compañías tienen chats para soporte o puedes llamarles por teléfono.

La documentación que te solicitan: DNI, libreta bancaria o justificante de ingresos por norma general se suele remitir vía mail. Esta información te será dada una vez rellenes el primer formulario de petición de crédito. O bien te lo comunicarán vía mail o mediante una llamada telefónica.

Aprobación de tu préstamo: Una vez hechos los pasos anteriores, sabrás sin tu petición de dinero rápido ha sido aceptada o denegada. Del mismo modo que el paso anterior la comunicación se hará vía mail o vía telefónica, dependiendo de la compañía.

Recibe el dinero rápidamente en tu cuenta bancaria

Ingreso en tu cuenta bancaría del dinero: El último paso es la recepción del dinero en tu banco o bien su recogida en un cajero automático. Por norma general, este tipo de créditos rápidos se reciben en menos de 15 minutos desde su aprobación. No obstante, antes debes asegurarte de que tu banco trabaja con el mismo banco de la entidad financiera que hayas elegido. En caso contrario el dinero puede demorarse aproximadamente 24 horas.

Los pasos a seguir son muy sencillos y las peticiones suelen tener respuesta en el mismo día. No necesitas conocimientos avanzados de informática, ya que todos los pasos son muy intuitivos y sencillos. That easy!

Qué intereses he de pagar por un crédito rápido

Por ley, todos los bancos, prestamistas y entidades financieras deben especificar la TAE de sus productos. La TAE (Tasa Anual equivalente) es una tasa que agrupa todos los gastos que pudieran estar asociados a un préstamo (personal, rápido o urgente) o tarjetas de crédito. De esta forma, el usuario tendría el porcentaje final de los intereses del dinero prestado, más los costes asociados (mantenimiento anual, cuota de apertura, cuota de cancelación, etc.).

Esta medida pretende facilitar al usuario la comprensión de la terminología bancaría y que no se encuentre con gastos inesperados asociados a su crédito. Esta ley también aplica para los préstamos urgentes de dinero rápido, la diferencia reside en el tiempo. Esta tasa es anual y los minicréditos se caracterizan por tener un tiempo de devolución de un máximo de 30 días (en la mayoría de los casos), por tanto y pese a que en todos ellos aparece el porcentaje de la tasa, no es real ya que la amortización nunca será de un año.

Los intereses de los micropréstamos suelen ser de un 1% diario, pudiendo variar en función de la entidad o del tipo de crédito solicitado.

La mejor forma de calcular los intereses sin lugar a error es usando las tablas que se muestran en las webs de cada entidad. En ellas, pese a indicar la TAE, podrás ver el coste total de tu minipréstamo y los intereses asociados. Por norma general ,por 100,00€ de dinero prestado a devolver en 30 días, los intereses suelen oscilar entre los 23,00€ y los36,00€.

Recuerda que en los préstamos gratis no tendrás gastos asociados y que, por tanto, no pagarás intereses. Sólo devuelves el dinero solicitado.

El pago anticipado en los créditos rápidos tiene intereses

Al igual que en otros productos financieros similares, cuando pides un préstamo online también puedes pagar el total de tu dinero rápido realizando una amortización anticipada. Las ventajas asociadas es que podrás reducir el coste de los intereses asociados a los minicréditos.

Los minipréstamos calculan los intereses diariamente y, por norma general, suelen ser un 1% diario sobre el importe total del dinero prestado. Cuanto menor sea el plazo de devolución, menores serán los intereses que tengas que pagar.

La mayoría de los préstamos rápidos no llevan costes asociados en caso de realizar una amortización total. Pero cada entidad financiera es única y, en ocasiones, pueden variar dependiendo de las ofertas que tengan en cada momento. Lo mejor es consultar con ellas antes de pedir tu préstamo, de forma que en el caso de querer abonar tu dinero antes de cumplir el plazo podrás conocer si existe un coste extraordinario.

Sea cual sea el interés (en caso de que lo hubiera), nunca podrás ser mayor a un 0,5%. Por tanto, incluso si tuvieras que pagar esa cantidad por amortización, siempre sería menor a los intereses pendientes.

Cuántos minicréditos puedo solicitar a la vez

Existen diferentes entidades financieras con este tipo de créditos rápidos online y que no pertenecen a la misma compañía, por lo que sí que podrías solicitar varios micropréstamos a la vez en diferentes entidades. Lo que no puedes hacer es pedir dos solicitudes de préstamo al mismo tiempo en la misma entidad, ya que es una norma común a todas.

No obstante, nuestra recomendación es que no uses estos minicréditos como solución a tus problemas económicos a largo plazo , ya que están diseñados para compras, imprevistos o pagos puntuales que no puedes afrontar.

El problema de solicitar varios créditos al mismo tiempo, es que seguramente se junten los plazos de devolución de los mismos y puedes llegar a generar un atasco económico en lugar de liberarte de una carga. Cómo te hemos indicado los plazos de devolución del dinero, son muy similares para todas estas entidades por lo que se te puede acumular el pago de ambos créditos.

Desde nuestra experiencia, es mejor que solicites un único préstamo de dinero rápido y devuelvas el dinero. Si aún así necesitas volver a pedir un préstamo, no se te juntará con el anterior y podrás pagarlo cómodamente.

Recuerda seguir nuestros consejos y, antes de pedir dinero prestado, párate a pensar si realmente lo necesitas y si podrás devolver el dinero en el plazo convenido.

Opiniones Sobre Créditos Rápidos de Clientes

ALGUNAS OPINIONES DE PERSONAS QUE YA HAN PEDIDO UN PRESTAMO POR INTERNET

En Addamo Credit nos gusta darte información de primera mano y actualizada, para que puedas elegir y conocer todos los detalles y condiciones de las distintas opciones que tienes a tu disposición. No obstante, también es importante que conozcas las opiniones de personas que ya han pedido créditos rápidos, te contamos los pros y contras que destacan los clientes:

Ventajas de pedir créditos rápidos online

En lugar de escribir directamente los testimonios contextuales, hemos agrupado los puntos más valorados por los usuarios para que puedas ver claramente qué es lo que destacan de este tipo de préstamos rápidos:

El préstamo gratis: Nunca se te ocurriría ir a tu sucursal y pedir que te dejen 300,00€ al 0% de intereses, la respuesta sería un no rotundo. Con los minicréditos es posible tener un primer préstamo totalmente gratis sin pagar intereses.

Sin duda alguna los clientes que han probado este servicio, lo valoran muy positivamente. Evidentemente es una gran cualidad de este tipo de créditos que no se encuentra en ningún otro lugar.

La rapidez : Poder disponer de dinero rápidamente es muy complicado si tratas con los bancos de toda la vida. Es por ello que los microcréditos online se convierten en la mejor opción para personas que no pueden esperar ni dedicar mucho tiempo a trámites interminables.

La respuesta rápida de las entidades de minicréditos es uno de los servicios mejor valorados. En la mayoría de los casos obtendrás respuesta inmediata a tu solicitud y en otras el plazo máximo es de 48 horas.

Una vez aceptada la solicitud de crédito, el dinero está en la cuenta en un máximo de 24 horas, aunque con ciertas entidades recibes inmediatamente el ingreso a tu cuenta. Otra opción es poder usar el servicio Hal Cash para poder sacar el dinero desde cualquier cajero.

La rapidez es, sin duda, una de las mejores cualidades de los créditos rápidos. No tienes necesidad de esperar colas interminables, acudir a reuniones con tu banco o salir de casa. Todos los trámites son online y puedes realizarlos a cualquier hora del día.

La transparencia: La transparencia también está considerada como uno de los mejores valores de este tipo de préstamos. Mientras que en los contratos de los bancos no entiendes nada y hay mucha letra pequeña, en este tipo de créditos sabes en todo momento los intereses a pagar.

En casi todas las webs de créditos rápidos y minipréstamos dispones de una calculadora donde marcas el importe que quieres solicitar y el tiempo de devolución. Inmediatamente aparece la cantidad de intereses que tendrás que pagar. Esta cantidad es exacta si cumples con los plazos, no te cobrarán ni un us dollar de más por tu dinero.

Saber lo que vas a contratar es clave para luego no llevarte sorpresas inesperadas.

Requisitos accesibles: La flexibilidad de los requisitos es otra de las cualidades que resaltan más en las opiniones de clientes. No es necesario presentar demasiada documentación, otorgan créditos sin nómina y sin avales (enlace interno a la página de préstamos sin nómina) y, en ocasiones, con el DNI y un número de cuenta bancaria es suficiente.

La accesibilidad para todo el mundo es una de las ventajas mejor valoradas junto con la rapidez y la transparencia.

La única opción cuando no tienes opciones: Muchas personas están muy agradecidas a este tipo de compañías que otorgan préstamos a personas con Credit Checker oa las que ningún banco les da crédito.

Aparecer en un listado de morosos no es sinónimo de ser una persona morosa o poco de fiar, en ocasiones son circunstancias pasajeras o desconocimiento de que tal deuda existe. Las opciones para pedir préstamos con Credit Checker (enlace interno a nuestra página de préstamos con Credit Checker) son reducidas, pero sí que existen compañías que dan este tipo de crédito. Eso sí, por norma general la deuda no debe superar los 1.000,00€ y no debe corresponder a impagos con otras entidades financieras.

Less valued aspects

In the same way, we have made a selection of the least valued aspects that the users of fast loan companies stand out the most. You can check if their comments coincide with aspects that for you could also be unfavorable aspects.

Waiting time for your online loan: The slogans of "quick money in 10 minutes" or your loan in the same day sometimes lead to misunderstandings. It is not that it is not true that the money reaches your account quickly, even at the moment, the problem comes when the bank with which the financial institution operates does not coincide with yours.

It is important to know if the entity where you request the loan works with your bank, since if so, the terms are met. If not, the loan delivery times can be extended up to a maximum of 48 hours from the approval of the application.

Therefore, in the opinions about microloans, this waiting time is usually valued negatively. To avoid delays, make sure you know well the banks with which the financial company works where you will request your money and if you do it on the weekend, think that many entities do not work on Saturdays and Sundays, so your money will be delayed until Monday.

Interest on late payment: Transparency is a positively valued aspect and this does not mean that interest is not clearly shown. The problem is that the interest accrued from late payments does not usually appear on the main page.

If you meet the established repayment terms of your mini-credit, you will not have any problem. The problem comes when the payment has not been made on the agreed date. In addition to the interest stipulated by each company, the management, sending of letters and calls is also usually charged until the credit payment is made. In the end, it all adds up.

It is clear that paying more for a loan is something that no one likes and, therefore, is something that is negatively valued by users. To avoid these little problems, it is best to repay the loan within the time period agreed upon when hiring it. It is the best way not to pay more money for your loan.

Insistent communications in case of non-payment: If you do not pay, they will not send you to the Frac collector to recover the money, but it is true that your debt can be transferred to a collection entity. The system to get paid involves calling you insistently, also friends, neighbors, relatives, sending letters, etc ... Until they get paid.

It is a very annoying and life-disturbing practice for people who have not yet paid their credit. But you have to stop to think that these companies do not ask for great requirements and grant loans for specific issues. If they cannot recover the borrowed money they try to recover it by all means and they really are within their rights.

This harassment and takedown has the worst score of the users of mini-credits, since nobody likes to feel persecuted. However, if we see it from the point of view of the credit institutions, it is logical that they try to get their money back.

With all these data, we believe that you already have enough information to decide whether to ask for your quick money through online loans. Check all the information before deciding on a company and before requesting your loan, make sure you can return it within the indicated period.

Mini-loans are a solution to specific problems, such as small unforeseen events, home renovations, paying bills, a help at the end of the month, paying for school books, a getaway, etc ... But never think that it will be the definitive solution to your economy.

If you still have any questions, we will be happy to help you. You can leave your comments and we will try to answer as soon as possible.