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  • Paydayadvance2two
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  • Last modified: 4th September 2017

One fine day you realized that your name appeared on a list of defaulters. You don't really know if it was an unpaid mobile bill with which you didn't agree, a card fee or something similar. Don't worry because you are not the only one in this situation. Do you need to request money and your bank does not grant it for this reason?

If there is a company that provides an economic solution to those people who are registered on a list of defaulters such as Credit Checker or RAI, that is Paydayadvance2two. If this is your case and your debt does not exceed € 1000, you can request your mini-credit with Paydayadvance2two and forget about refusals.

What is Paydayadvance2two

Paydayadvance2two is a company that is dedicated to facilitating financial solutions quickly and through a simple system. They lend you from € 50 to € 600 (new clients can only request up to € 300) through their online credits. The return period is 30 days, with the possibility of extending it for another 30 days.

Best of all, Paydayadvance2two is one of the few companies that grant mini loans to people who have outstanding debts. Of course, that debt does not exceed € 1000. We already told you that Paydayadvance2two interested you. Do you want to know what other requirements you need to be able to get that extra money you need quickly?

You can request a mini-credit if:

  • You are a resident of United States
  • Your age is between 21 and 70 years
  • You do not have debts over € 1000 (even if you appear in the Credit Checker list)
  • You have periodic income
  • You are the owner of a mobile phone line

By periodic income you should not exclusively understand a payroll. If you receive unemployment benefit or a pension, you can apply for your loan without problem . As you can see, Paydayadvance2two does not demand great requirements.

Now is the time to tell you how you can ask for that extra money that you need so much. It is very simple and in less than 15 minutes you will know if they grant you the loan or not.

How to request your loan online:

  • Select the money you need and when you want to return it. Taking into account that the maximum term is 30 days.
  • Fill out the form in less than 3 minutes. You will have to provide personal information and your bank account number.
  • To verify your data you must send the documentation they require (copy ID, certificate that you are the owner of the account, extract from the bank where you receive your income.
  • Send the documentation to the email they provide you. .
  • You will receive an SMS indicating if your loan application has been approved or not. If it has been accepted, they will send you a verification code.
  • Enter the section "accept loan" in your customer area . Here you enter the verification code. And now you can enjoy your money!

It's easy right? As you have seen, the system to request your mini-loan is very simple.

The advantages of Paydayadvance2two credits

We list below some of the advantages that Paydayadvance2two customers highlight in their opinions about this financial product:

  • The best thing about this company is transparency. At all times, it is you who decides the credit conditions (time, refund, amount).
  • Also, you know from the beginning how much interest you are being charged, so there are no unpleasant last minute surprises. If you want, go to their website now to calculate the interest www.viaconto.es
  • You have the money in a few minutes. You must bear in mind that the availability of money will depend on the bank with which you work. If it is the same as Paydayadvance2two, the transfer will be immediate, otherwise it will take 24/48 hours. It will depend on your bank.

If it is still not clear to you how it works, we give you an example of how simple it is to request a loan with Paydayadvance2two. If you need € 100 to face an unforeseen event and you want to return it in 15 days, the simulator will calculate directly that your loan will cost you € 118. They are only € 18 commission.

It is important that you know that you can only request one loan at a time. You must first repay the loan you have in order to request another. You can do it consecutively.

In addition, if you are already a Paydayadvance2two customer, the application process is simplified, since you can request it directly from your "customer area" and the amount you can request is higher. Up to € 600. So now you only have to know how to repay your loan, right?

How to pay back your loan

You have two forms of amortization, so you can choose the one that is most comfortable for you:

Wire transfer:

You can pay off your debt through a bank transfer to one of the banks that Paydayadvance2two works with. In the concept you must indicate "Payment + DNI". This is how your return is registered. If you do not remember well the amount of money you have to pay, you can check it in your "client area". You should also bear in mind that if the transfer is not with the same bank, it will take a few days. For this reason, we advise you to be proactive and do it a few days before.

Charge to your account:

There is another way to pay off your debt: by making a charge to your bank account. To do this, you must send an email 5 days before the expiration of the term. In this email you have to indicate your ID, the contract number, the amount of your loan and the expiration date. So you forget about having to make a transfer. It's up to you.

What if you need more time to repay your loan?

Don't worry, nothing happens if you need more time. Paydayadvance2two gives you the option of extending your loan for 7, 14 or 30 more days. You will only have to pay the amount that corresponds to the fees of the extension. This amount will depend on the number of days of your deferral and the amount of your loan. You can do it through a bank transfer indicating in the concept "Postpone + DNI". As you can see, they are all facilities

What if despite the extension you cannot pay on time?

If once you have passed the extension period you have not repaid your loan, Paydayadvance2two will penalize you. It will charge you 1% daily of late payments. This penalty may in no case exceed the amount of two and a half times the APR, but keep in mind that not paying will deny you the possibility of applying for another loan not only in Paydayadvance2two but in other similar companies.

There is the possibility of assigning your loan to another person. It may be time to “pull” on good friends or closest family members. But it is always advisable not to have to come to this type of situation. Do you want to put a good friend in that position? Before reaching this situation it is better that you think well if you can afford the loan expense.

Although Paydayadvance2two is the financial solution for those who are registered on a list of defaulters, it must be used responsibly. You have to know in advance that when the deadline to return your mini-credit arrives, you can assume it.

Other financial companies that also grant online credits with Credit Checker, here you can find all the information:


Paydayadvance2two overview

Summary: Quick mini loans with Credit Checker if your non-payment does not exceed € 1000. With Paydayadvance2two you can have a minimum of € 50 up to € 400 to be repaid within a maximum period of 20 days. Quick money in your bank account to pay off in 20 days.

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