Has the bank denied you a loan again? Or are you "lazy" to try?
It is becoming increasingly difficult to request a loan from a bank. There are many requirements and a lot of time and paperwork so that you finally find yourself with a refusal. Due to this situation, companies that grant money loans online quickly and easily have proliferated. An option that is the order of the day and that can help you at a specific time.
Now, if you are considering resorting to any of these fast money entities to get that extra you need, you must make sure you know the company in question and the conditions it offers you well. Apparently, all these online credit companies are just as good, but you have to look for the company that shows you the information in a clear way, that you really trust and that does not demand exorbitant interest.
QuéBueno: Get online loans of up to € 900
Qué Bueno has been providing financial products to thousands of people like you since 2011. It is a Spanish company whose physical offices are in Missouri, although it only works on the internet with the issue of granting microloans.
Its experience in this sector has allowed Qué Bueno to know what the client really needs: to get quick money to cover an unforeseen event or to indulge in a simple and transparent way through a trusted platform. For this reason, at Qué bueno you can request a mini-loan of up to € 900 with a repayment period of 30 days, although if you are a new client you can only request a maximum of € 300.
This type of mini-credits are designed to quickly have extra money or cover an unforeseen expense at a specific moment and not have to waste time with meetings and paperwork.
Requirements to apply for your mini-loan
Far from what you might think, Qué Bueno does not require very strict requirements for the granting of its mini-credits. In fact, its operation is based on covering the needs that traditional banks do not cover and granting mini-credits to all those people to whom the bank has denied a loan.
If you meet these conditions, in 10 minutes you will know if they grant you the money you have requested or not:
- Reside in the United States .
- Be of age.
- Not legally have a disability to work.
- You don't need endorsement
- If the amount of money is less than € 600, it is not necessary to have a fixed source of income such as a payroll, pension or unemployment benefit.
It is important that the information you provide in the form is true, since the granting or not of the mini-credit will depend on this to a large extent. The process must be completely transparent.
Qué Bueno can request information from other banking entities to find out if you have any unpaid loans. If this is the case, you must notify it and never hide this type of information. In this way, you will not waste time and you will know for sure if your application can be approved.
How to apply for your loan in QuéBueno
- Decide how much money you need and when you want to return it . The maximum amount is 900 us dollars and the maximum return period is 30 days. Remember that if you are going to request the first loan with Qué Bueno, you can only request up to a maximum of $ 300.
- Fill the form. Fill in all the fields of the form with the information they request. It won't take you more than a couple of minutes.
- How Good to verify your data and how long the credit is approved in just 15 minutes you can have the money in your account. Easy right?
For example: Your car has decided to break down and right at the end of the month. You need € 200 today, to be able to repair it. The solution is good. You enter their website, you choose the amount ($ 200) to return within 15 days. Immediately, you will see the total value of the mini-loan, which in this case will be $ 229.70. Without cheating or cardboard, that will be the total amount you have to pay for your loan.
You can also make the request through the Qué Bueno App, without having to connect to the computer. With your mobile phone you can also request your mini-credit from anywhere.
Loan repayment and possible penalties
Qué Bueno will automatically charge your debit card for the amount of your loan.
If you cannot return it on the date that corresponds to you, they will give you a penalty of € 20 and they will charge you an interest of 1% on the value you initially requested. At most for 90 days. For this reason, you have to understand this type of mini-credits as the solution to those unforeseen events that may arise such as a fine, car repair, an invoice that you did not have, etc., not as a way to get money periodically.
In Qué Bueno there is no possibility of being able to extend your mini-credit as it happens with other online mini-loan companies. But, on the other hand, if you pay your debt ahead of time, you save money. In this way, you will only pay the interest for the days you have had the money.
Customer reviews about quebueno.es
As we have already mentioned, it is important that you choose a credit institution that provides you with all the information you need in a totally transparent way. For this reason, in Qué Bueno you will know exactly how much interest they are charging you at the same time you choose the amount of money you want to request for your mini-credit, without last minute surprises. Transparency is, in fact, the factor most valued by people who have already requested a loan at www.quebueno.es .
The expenses associated with your mini-credits will not change over time, unless you are late in the payment, although you must bear in mind that the APR (equivalent annual rate) varies depending on the amount you request and the term in which want to return it. You must bear in mind that this rate will be higher the shorter the period of time. However, Qué Bueno will provide you with all that information when you request your mini-credit.
As we have already told you, being a new customer they only let you initially ask for a maximum amount of $ 300. Qué Bueno needs to meet you and check if you meet the payment of your loan in the agreed time. If so, you can request another loan without any problem .
How good it considers these mini-credits as the most effective way to deal with the momentary lack of liquidity. At the time of requesting it, you have to be clear that you can face your return within the period that you have determined since it is the best way to avoid having to pay an extra US dollar.
Online Trust Seal
Continuing with its philosophy, Qué Bueno wants to give the greatest guarantee of security and transparency to all its clients. This is why it has the seal of "online trust". This seal is an official quality mark that only those companies that ensure maximum confidence and security when browsing or buying on their websites have.
It also has the Ecommerce Europe seal , a quality certificate that is recognized throughout the European Union and that reflects compliance with a code of ethics.
These two stamps are a guarantee since they are synonymous with strict quality, since they give the option of being able to make claims if at any time you have not received the treatment you deserve or do not provide the service they advertise. These seals of trust are also a prominent point in the opinions of Qué Bueno customers, since at all times they feel supported and calm by having a totally official way to initiate a claim.
Community How Good
Qué Bueno has customer service channels through social networks. Facebook and Twitter are the best ways to contact them through the online channel. In addition, they provide very interesting information on developments in the financial sector.
He also has a blog where you can find very useful information through its three sections: saving at home, economy in general and information about loans. Without a doubt, a good guide to get up to date and know if requesting a mini-loan is the best option for your particular case.
Do you still have doubts about whether to request money with Qué bueno? We invite you to watch this video where Mario Picazo tells you for which situations this type of mini-loan is indicated.
https://www.youtube.com/watch?v=syGfngQFoqo (not available)
You can also consult other financial entities before choosing where to request a small loan quickly and directly online.
Qué Bueno has been the financial solution for many Spaniards for a long time. Its transparency throughout the entire process, the simplicity and the way in which the mini-loan is granted are the standards that have made it one of the most famous online credit companies. Without a doubt, it is the best solution when you need that quick money that the bank does not grant you.
Summary of Québueno
Summary: If you need a little more money, in Québueno you can request up to a maximum of € 900 and return it within a maximum period of one month. If this is your first time, the maximum credit is € 300.