Have you been putting off the renewal of your car for a long time because your salary does not allow it? Do you spend the day working and can never give yourself a little tribute? There are circumstances in life in which you may be surprised by a small setback that requires an urgent income.
If you find yourself in one of these situations and you need a quick loan to be able to alleviate that last minute unforeseen event that takes you away from sleep, then you are in the right place. Onlinecredit makes it easy for you, since you can get a microcredit instantly without having to wait in unnecessary queues or paperwork at the bank.
Thanks to Onlinecredit's online mini-loans, you will have the amount of money you need in less than an hour and from the comfort of your home. You only need to have an internet connection, meet some small requirements that the company has and follow four simple steps to apply for your loan.
The best of all is that with this mini-credit financial institution you can request your first loan for only € 5. That is, you will only pay a total of 5 us dollars of interest on your first credit . You can request a reliable credit of up to $ 1,400 to be returned in a maximum period of 4 months.
Do you have it clear? To request your quick loan, you just have to click on www.onlinecredit.es , and ask for the amount of money you need (from € 50 to € 1400).
That you still have doubts? Do not worry because below we are going to clear them knowing in depth the mini-credits offered by this entity.
With Onlinecredit your first mini-credit for only € 5
Is it the first time that you request a credit in Onlinecredit? So congratulations, because your first loan can cost you only € 5 of interest. Of course, as long as you return the mini-credit in 30 days and that the money you request does not exceed 300 us dollars.
Are you already a client of this entity? Here comes the best part of the company, because if you are a regular customer you can make a request for € 850 to € 1,400. Calm down, because in this case the return period is much longer (up to 4 months).
What requirements must you meet to request your loan?
Do you need to get out of trouble with an injection of money that does not exceed € 1,400? Does your name appear on the Credit Checker list and are you worried about not getting quick credit? If your answer to these questions is affirmative, then you do not have to worry, because you are a candidate to receive a microcredit with this financial institution.
In addition to the above requirements, it is also important that you meet the following:
- Be over 21 years old .
- Have residence in United States .
- Have an identity document such as DNI or NIE .
- Be the owner of your own bank account , have a personal mobile and an email address.
- Have demonstrable monthly income (either a widow's pension, an unemployed pension, be self-employed or have a payroll).
Documentation you have to provide
The classic bank paperwork was left behind with Onlinecredit. And you only need to have the following documents at hand:
- National Identity Document or NIE .
- Proof of the monthly income you receive.
- Book, first page or certificate of your bank account .
To send these documents to the company it is important that you bear in mind that they must be scanned and not photographed. In this way, they can be seen much more clearly and you will save yourself from carrying out the process more times.
How to request a mini-credit in Onlinecredit?
Making your request for money is so simple that you will not give credit to the speed of the management. The best of all is that to request your loan in Onlinecredit you do not need guarantees or any type of paperwork.
How long does this process take? In less than 15 minutes and from the comfort of your home you will have your application sent. You just have to follow the 4 steps that we indicate below, take note!
- Choose the amount of money and the return period. Remember that if this is the first time you request a loan in Onlinecredit, you will have a commission of only € 5 and you can request up to € 300 of mini-credit (to be returned in 30 days). If, on the other hand, you are already a client of this entity, you can request a maximum of € 1,400 (to be returned within a maximum period of 4 months).
- Fill in the form . You will have to enter your personal data and it will not take more than 5 minutes.
- Submit your documents . Once you have completed the form, you will have to send the entity a copy of both sides of your DNI or NIE and another document where your regular income is justified.
- Read and accept the company contract . As soon as your request for money has been approved, you will receive a contract in your email that sets out the terms and conditions of the loan. Take your time to read it and accept the contract if you agree with the conditions indicated by the financial institution. Minutes later you will receive your mini-credit to your bank account. That easy!
Of course, so that your injection of money arrives as soon as possible, it is essential that you carry out the procedures within the office hours of the financial institution. If not, you will have to wait between 24 and 48 hours to receive your fast credit.
What interests does Onlinecredit have?
How much money do you have to pay for the interest on your loan? If you are a new customer , as we indicated above, you will only have to pay a commission of € 5 if you return the credit of up to 300 us dollars within a maximum period of 30 days.
Already a customer? If you are a recurring client of this company and you ask for 1,400 us dollars of loan, a monthly interest of 25% will be issued to you with a reduction scheme. What does this mean? We explain it to you with a simple example:
Imagine that you request a credit of € 1,400 to be returned within 4 months. The interest on your credit would be equal to € 520, with the monthly amount to be paid of € 480.
What happens if you don't repay the loan on time?
You do not have time to repay the loan in the expected term? Don't panic, at Onlinecredit you can request an extension of up to 30 days . In this way, you will have more flexibility when making the reimbursement of your mini-credit online.
How much do you have to pay for the loan extension? If you have requested an extension of your credit, the commission will be 1.5% of the total amount to be returned. This commission will be applied for each day that the credit is extended.
The return of the H3 credit
How do you have to return the requested money? Onlinecredit makes it easy for you to return your credit. You can choose between the following return facilities:
- Online banking. Without having to leave home. Enter the Onlinecredit website, access your user page, open the "Loan management" page, select "current loans" and click on the loan you want to repay.
- Wire transfer. You can make a transfer with the exact amount to be returned from your bank account to any of the Onlinecredit accounts. They are as follows:
- LaCaixa IBAN: ES74-0081-0658-12-0001451748
- BBVA IBAN: ES74-0081-0658-12-0001451748
- Santander IBAN: ES74-0081-0658-12-0001451748
- Bankia IBAN: ES25-2038-1815-85-6000790679
Onlinecredit customer reviews
This instant credit financial institution is highly valued by customers who have already tried it. The vast majority of them agree that it is a fast, simple and reliable way to solve financial problems that arise without prior notice.
In addition, they also believe that in a few minutes and without the need to do so much paperwork, they have obtained the urgent money that they so badly needed. So if you really need an urgent credit, Onlinecredit is for you.
Are you still in doubt? Here we have left you a brief list of other companies that also grant quick mini-credits:
- Know more opinions about Creditlite.es
- Contante.es reviews
- Starloans.es customer testimonials
- Opinions and testimonials about Loanfiesta.es
- Compariloan.es and user reviews
- Purplepayday testimonials
- Ratings of Creditozen.es
- Paydaynow knows what they say
Summary: Need money fast, really? Onlinecredit responds to your request in a minute and if your bank operates with them in 10 minutes you will have the requested amount in your bank account. They are the fastest to respond to your request.