Are you thinking of applying for a quick loan and you don't know whose hand to do it? In that case, let us give you an idea: Kreditiweb . It is a somewhat unknown but very interesting entity. Here is our in-depth analysis of this company. Let's go there!
What is Kreditiweb?
Kreditiweb is a portal dedicated to talking about loans, financial products and credits. In addition, they not only offer information about the financial sector (of course, completely updated), but they also make your life easier by letting you know the best options to get your credits.
Thus, using their services, you can easily find the best loans, microloans and other types of financial products. And, since what the platform does is compare the different options, you can always find the best conditions.
Among the different comparisons to use having via Kreditiweb, we find the following referring to loans and credits :
- Credits : If you need money, you can opt for the fast credits section on their website. Thus, with just a couple of clicks, you will be able to locate the most affordable credit for you, and, with another couple of clicks, you will be able to request it.
- Microcredits : Regarding microcredits, this website allows you to compare different options to acquire between € 50 and € 800 without complications. Thus, you can access your mini-loan in optimal conditions.
- Credit cards : A third option that Kreditiweb offers is to compare different credit cards (actually, debit cards as well). Thus, seeing the conditions of the different cards, you will be able to choose the one that best suits your needs.
There are also some other options, but these are the ones that stand out the most and the ones that are used the most on a daily basis by users.
So, in short, Kreditiweb is not exactly a financial institution that is going to offer you a credit or a loan. No. It is a simple website that filters its results according to your needs and, finally, redirects to the financial entities that will end up lending you the money.
Thus, you win, because you receive exactly what you need, and they also win, because they take a commission for the clients they send to the final financial institution.
Let's see a little more in depth what Kreditiweb offers us and you will see how it is something really spectacular.
How are the loans in Kreditiweb?
As we have said, the loans in Kreditiweb are not loans offered by the website itself , but rather on the website they only compare the different loans offered by different financial institutions.
So ... What can we do? Well, first of all, enter the web and use its credit search engine. Once there, we can enter the amount of money we want to receive with our loan, the term in which we want to return it, and what we want it for.
Once we have completed this process, we can proceed to fill in the form with our personal information , which is what they will use to contact us when offering us the different credits and loans depending on whether or not they are adapted to our needs.
We will also have to fill out a second form in which we will be asked about our financial situation . For example, we will be asked where and how we are living and how much that lifestyle costs us, or if we have any other loans.
In the following form we will have to complete our work profile , indicating if we are employed, self-employed, retired or any other of the options. And we will also have to indicate what our monthly income is.
Finally, you will have to enter your bank details, since they are necessary for them to enter the credit money. Logically, you only have to provide information such as the IBAN of your account so that they can make the deposit .
You will also have to indicate if you are in Credit Checker, RAI or some other similar list. Keep in mind that if you are not, you will receive credits in better conditions, but if you are, that does not mean that you cannot access any credit. It just means that the conditions will be somewhat worse.
Once you have completed all this information, you will have completed your registration on the Kreditiweb website and you will be able to send you the information about different credits that best suit your profile.
Main conditions in Kreditiweb loans and quick credits
We have already mentioned (but we repeat it again, because it should be clear) that Kreditiweb does not offer you credits in itself , but what it does is offer comparisons of the best credits and loans that are in the market and that best suit your profile.
However, to give you an idea of the type of credit and fast loan that you can find in these comparisons, we can say that, for the most part, they are fast loans to be repaid within a maximum period of 6 years, and with interest that is around the 4%.
These interests are relatively high, especially if we compare them with those that we can find when taking out a mortgage, for example. But it is normal, we are talking about loans that can be granted even being on a list of defaulters. Therefore, the financial institution also wants to protect itself against the risk of default.
What requirements must we meet to apply for a loan in Kreditiweb?
The truth is that, to receive a credit through the Kreditiweb comparisons, we do not need to meet any unusual requirement. In fact, they offer us a good amount of credits even if we have certain characteristics that, in another situation, would make us unreliable.
For example, normally, being in Credit Checker already makes you someone who will not be able to receive a credit. However, this is something that, when we are on Kreditiweb, is not so important.
It is true that being in Credit Checker will limit the amount of credit and loan offers that we can receive, but there will always be an option, even if it is a little less favorable for us.
For the rest, the requirements that we will have to meet (and which are common to any other financial institution) are the following:
- Be of legal age (in some cases, it is advisable to be over 21 years of age to make it easier to obtain credit).
- Ability to meet monthly payments.
- Have residence in the United States.
- Not having debts with other financial entities.
- Depending on the type of credit and the financial institution, they may demand not to be on the Credit Checker list (as we said a little above, this is not a requirement that all the financial institutions that Kreditiweb works with).
As you can see, they are quite simple and easy requirements to meet . It is true that some of the financial institutions have other additional requirements, but it is Kreditiweb who will be in charge of filtering the results to only offer you credits in which your profile fits.
Advantages and disadvantages of Kreditiweb
Now that we have seen all the necessary information about Kreditiweb, we can talk, in summary, about the advantages and disadvantages . Thus, we can go to the final conclusion with the clearest ideas.
These are what, in our opinion, are the main advantages of Kreditiweb :
- It allows you to compare credits from very different financial entities.
- It saves you the search, because it only offers you what suits your profile.
- It allows you to find the lowest price in record time.
- It is easy and comfortable.
- You can find loans and credits, even if you are in Credit Checker.
In our opinion, these are the main disadvantages of Kreditiweb :
- The web is not particularly attractive (although it is not bad).
- It has 404 errors on certain pages, like the one about mortgages.
- We have no way of knowing which credits and loans they have not taught us (which could interest us)
Our final conclusion
As a final conclusion, we can say that Kreditiweb is an excellent page to find credits and loans that adapt to our personal and financial situation . And it is that, many times, the enormous amount of options that are in the market prevent us from locating the most recommended for our case.
Kreditiweb is a company that allows us to solve this problem quickly and comfortably, and that, in addition, offers us guarantees that we will find the best option, even if we are on a list of defaulters like that of Credit Checker.
So… what more could you ask for? The only negative point is that of not being able to know the information about loans and credits that have not been offered to us because they do not adapt to our profile, but, otherwise, it is an excellent service, which saves a lot of time, money and, above all, Headaches.
As you can see, Kreditiweb is a financial institution different from the others, and that is something that is noticeable both in the characteristics of the loans they offer, and in the opinions of customers. So ... what are you waiting for to ask for your credit with them?
Summary: Do you want to apply for a loan online but you can decide? Kreditiweb will buy you all the loans and credits on the market to offer you the best option available!