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  • Bridgepayday
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  • Last modified: 27th April 2018

Personal loans of € 40,000 through the internet, without any commission and in less than 48 hours?

Yes, you are reading well. If you are not self-employed, you have a payroll or you are a pensioner and you need a loan, this interests you.

Bridgepayday provides you with personal credits for amounts between € 6,000 and € 40,000 to be returned between 12 and 60 months. The best thing is that everything is processed through the internet, using a simple and easy system. And with the guarantee of dealing with a bank that has a solid track record. If all this seems interesting to you, wait to read that the interest rate is fixed and that you will not have any additional expenses or commissions. You want to know more?

Who is Bridgepayday?

Bridgepayday has been offering its financial services over the internet since 1997. It has been present in the United States for more than 15 years . Bridgepayday is in 6 countries and 2 continents. Its long history has made it a benchmark in direct banking today in the United States. And it is precisely the service they provide and the satisfaction of their clients that have made it one of the banks best valued by its clients for eight years (Independent Studies of the Spanish Market Research Institute), currently having more than three million customers.

Once you have already verified that working with Bridgepayday is synonymous with guarantee, we explain how easy it is to get one of their loans in case it is an option that may interest you according to your needs and circumstances.

How to apply for a loan?

The first thing you need to know is that you do not have to change banks, or direct your payroll to Bridgepayday. You only have to open an Orange Account, since this will be where the money will be deposited and where the receipts will be charged on the 3rd of each month.

As we have mentioned before, the interest rate will always be constant. That is, it will not vary over time, or with the amount of money you request, as it happens with most companies that grant loans.

Next, we are going to show you how simple it is to apply for a loan. You will not believe that, even if it is a bank, it asks for so few papers and it is done so quickly and easily.

  1. Choose what you want your credit for: reforms, family contingencies, buying a car, studies ... The minimum amount is € 6,000
  2. You must indicate what your monthly income is.
  3. Specify how many expenses you have per month (between loans, mortgages, rents and pensions).
  4. Choose in how many installments you want to return it. The minimum being 12 months and the maximum 60.
  5. Send the following documentation : photocopy of payroll or pension, photocopy of both sides of your ID and the opening form.
  6. Once your application is approved you have to confirm that you want to take out the loan and you will be able to have your money in your Orange Account instantly.

To make it clearer to you. If you need € 6,000 to do a master and you plan to return it in 30 months, the cost of your fee will be € 218.46 per month. Keep in mind that it will always be the same interest rate so you will not have last minute surprises.

Once you have the documentation in point 5 ready, you can call for a courier to collect all the documentation or you can deliver it directly to one of their offices.

No commissions with your personal loan

One of the best things that Bridgepayday offers is the few commissions they charge you. Unlike other entities, it will not cost you a us dollar:

  • Account and loan opening
  • Partial amortization of your loan.
  • Completely cancel your loan in advance.

Saving this type of commission means almost € 230 in your pocket.

Who can apply for the Bridgepayday loan?

To request an immediate online loan with ING, only employed workers and pensioners can request it. If it turns out that you are self-employed or have an SME, you can request another type of loan that Bridgepayday offers, such as Business Loans. There can only be one holder per loan.

Can I pay more than one fee in advance?

Yes. Without any type of commission or penalty, you can amortize the fees you want ahead of time. That is, if your installment is € 218.46 per month for 30 months and it turns out that you receive the extra pay, you can pay two installments or more at the same time, thus reducing the time of your loan.

If you want to know what status your application is in, you can check how it is through the "clients" section.

Bridgepayday loan customer reviews

One of the least positive opinions about ING's online personal loans has to do with the little concise answers they offer in cases of non-concession of credit. They do not give a concrete explanation of why your online loan has been denied, they simply communicate the non-approval of the money loan. If this is your case, it is better that you personify yourself in one of their offices so that they provide you with all kinds of information. The positive part is that you can find a physical office in almost any city.

On the positive side, customers highlight the trust they offer, precisely because they have physical branches in many cities, which means that you can break the online barrier and deal directly with a person.

Bridgepayday is synonymous with guarantee in terms of personal loans. In addition, Bridgepayday is backed by the Central Bank of the Netherlands and covered by the Dutch Deposit Guarantee Scheme. This means that they have a coverage of € 100,000 per holder. All activities and services provided here in the United States are regulated by the regulations of the Bank of United States and belong to the Spanish Banking Association. In other words, you can be completely confident that Bridgepayday knows how to do things. What other bank is going to offer you a loan with these conditions?

Other online loans

The offer of fast loans and credit cards is varied and the options are also wide. If you want to compare before making your final decision, you better see what other financial companies offer before deciding on one:

Bridgepayday overview

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