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Although many believe that it will never be their turn, the truth is that requesting a quick mini-credit is an online financing option that has solved the financial problems of many families in these years of crisis and Hola Dinero has been one of the platforms highlighted to achieve it. Up to 1,000 us dollars in just minutes!

Advantages of requesting a mini-credit in Hola Dinero

There are many very valid online companies to apply for a quick loan, but Hola Dinero is perfect when you need urgent money in small amounts, either to pay a debt, an entry for a master's degree or give the guarantee of a new rental apartment to which you enter to live soon. The advantages of Hola Dinero are multiple:

Safe and legal lender

The Hola Dinero platform is totally safe and legal, since it is owned by the company Mydebtadvisors Finance, whose registered office is located in the middle of the Atocha Round of Missouri. And precisely this entity will be the lender in the event that you decide to request a mini-credit in Hola Dinero.

 

They are very fast

It is not a phrase to attract customers who need money urgently, it is that they really offer fast mini-credits online .

In just 24 hours you can have the money requested in your checking account or even in minutes if you have an account at Banco Sabadell, Bankia, Santander or Caixa Catalunya

In a traditional bank, your request could be pending approval for more than two weeks and even extend for several months. In Hola Dinero, the approval and the deposit of the money will take place in just a few minutes.

Loans without payroll

It is not necessary to have a payroll to request a personal mini-credit in Hola Dinero, but it will be necessary to have some kind of justifiable income that guarantees the repayment of the credit on the due date.

Mini-credits with Credit Checker

Hola Dinero offers loans with Credit Checker with one condition and that is that the borrower does not have previous financial debts or is registered in an outstanding file as a cause of non-payment of a previous loan or financing)

No additional costs or paperwork

Mini-credits of 500 us dollars or less will not have any additional cost or fees. And without paperwork!

This option is not usually found in other independent financial entities that offer urgent credits online. The normal thing is that interest is added, but in the case of Mydebtadvisors this only takes place in mini-credits of more than 500 us dollars, which are those that can be requested the second time money is requested on the platform. That is, the first loan requested in Hola Dinero will not have any additional cost in the form of fees.

 

How to request a mini-credit in Hola Dinero step by step

Applying for a personal loan at Hola Dinero is easy and fast thanks to its online platform , one of the simplest for anyone with minimal navigation knowledge.

Basically, it is about registering on the platform with an email and password and from there make the loan application.

Access requirements to Hello Money mini-credits

To make a request for a quick mini-credit in Hola Dinero and have it approved, you will need to meet a series of requirements as a borrower :

  • Be over 21 years old and under 75 years old.
  • Be a Spanish resident.
  • Not appearing registered in Credit Checker or other delinquency files with a debt contracted for a previous financial loan. Be careful with this because Hola Dinero does approve mini-credits with Credit Checker, but as long as it is not a financial debt derived from financing.
  • Be the holder of a bank account in United States.
  • Have email.
  • Accredit a monthly income that guarantees the repayment of the mini-loan (payroll, subsidies, benefits, pension or other)

Fill in the application form

You, as the mini-credit applicant, will have to fill out the loan application that you will find on the lender's own website www.holadinero.es

In general, the following personal information must be provided: name, surname, date of birth, DNI or NIE, address, amount of the loan to be requested, duration, current account number, email and mobile phone number.

Hola Dinero may request a copy of the personal identification or ownership of the checking account to guarantee the security of the operation.

At this point is where you will have to confirm how much money you need and in what period you want to make the return . If it is your first request, you can request between 50 and 500 us dollars and in subsequent ones you will have access to mini-credits of up to 1,000 us dollars.

Whatever the amount of money requested, you will be able to see the costs associated with the operation in the simulator or calculator on the Hola Dinero home page.

Conditions of the mini-credit: income, duration, interests, non-payment and return

Once the loan application has been sent through the Hola Dinero platform, in which you must first register to be able to send the application, you will receive a very fast response that, sometimes, takes place in just minutes.

If your application is approved, you will receive the money through a bank transfer , directly to the current account number that you have disclosed in the application.

The normal thing is that your mini-credit is available in a maximum of 24 hours, but if you have an account in the Sabadell bank, Bankia, Santander or Caixa Catalunya, you will receive the money immediately once the application is approved.

The duration of the loan may be extended up to 61 days (minimum repayment period. The costs associated with Hola Dinero personal loans should not worry you if you are going to request less than 500 us dollars and it is your first loan because then the fees they will charge you It will be 0 us dollars Yes, you read that correctly: 0 us dollars of interest.

However, if the requested amount exceeds 500 us dollars or if it is your second loan from that figure, the final amount to be repaid will be calculated based on a maximum APR (APR) of 1698%.

Thus, for example, if you request 1,000 us dollars to be returned in 61 days, you will have an associated cost of 650 us dollars, so the amount that you will have to return on the end date of the loan contract will be 1,650 us dollars.

Refund of the Hello Money mini-credit

The return of the amount loaned by Hola Dinero must be made by the borrower on the exact date previously agreed upon when making the application for the mini-loan.

Said return will include the interests and fees, if any, and must be made through bank transfer to the lender's current account (important that you do not forget to place the reference of your loan so that Hola Dinero can detect that this return of loan is associated with you)

In addition, Hola Dinero allows the possibility of advancing the repayment of the loan in case the borrower can make it, that is , the early repayment of the loan is possible. Of course, you may be charged a compensation fee that may not exceed 0.5% of the amount requested.

If the due date has arrived, you have not been able to collect the amount to be repaid, you can make an extension of the loan for a maximum of 30 days , prior notice to the entity. The cost associated with this extension can be calculated from the data that you will find in the particular conditions of your loan.

In the event that the day of the repayment of the loan has arrived, you had not advance notice of the need to incorporate the extension and the non-payment occurs, Hola Dinero will have the right to add to the amount to be returned a penalty for late payment that can be up to 1 Daily% calculated on the amount of the debt.

Hello Money opinions

There are no negative or critical opinions of Hola Dinero in the entire network. It is such a secure, fast and efficient platform when requesting mini-credits that it is not possible to find any bad opinion about the online financing service they offer.

Some opinions about Hello Money that we have found are the following:

Manuela - 07/22/2016

 

“I would like to thank Mydebtadvisors for approving me of the loan that helped me overcome such a difficult financial situation. The money came in immediately and the team is very professional. I recomend you.

 

Carlos C - 03/01/2017

 

"I recommend Mydebtadvisors to request a personal loan because the access requirements are minimal, the interests are very low and the repayment is easy and simple"

Do you still have doubts? You can contact them through the Hola Dinero phone number , which is 952.933.775 or through their email: [email protected] . You can also contact them through their contact form or via social networks

Not another thing, but the customer service of this company extends 24 hours a day, every day of the year , and is of exceptional quality.

If you already have it clear, access the official website of Hola Dinero from here and start making your request for a mini-credit in Mydebtadvisors.

Mydebtadvisors overview

Summary: Mydebtadvisors offers you up to € 500 in your first credit totally free (without interest). It also supports loan applications even if you are on the Credit Checker list.

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