Would you like to take that trip that you have been putting off for so long? Do you need quick money for an unforeseen last minute? Do you want to change your car but you can't make ends meet? If you have answered yes to some of these questions, do not worry, because with FerratumBank you will have the money you need in your account in just a few minutes.
No matter why you need a small injection of money urgently, the important thing is that you can request it from the comfort of your home, without doing paperwork and without having to stand in long queues at the bank.
With Consolidationnow Bank, you can return your first credit of up to € 300 without having to pay interest or additional fees. The only thing that the entity asks you is that you return it within 30 days, in this way you will have nothing to fear.
This entity also offers fast credits of up to € 1000 without needing any type of guarantee and without having to do any type of paperwork. That easy!
Do you want to know more about this online microloan platform? Then do not miss everything that we are going to tell you next.
Apply for your mini-loan with Consolidationnow Bank here .
About Ferratum Bank
Who is behind this financial institution? It is normal that you ask yourself these types of questions since it is not the same to request a loan from a bank that already has recognition, than from an entity that you have just discovered.
To clarify all your doubts and so that you can make an informed decision, we have taken care of collecting all the information about this microcredit company for you.
Consolidationnow Bank belongs to the Consolidationnow group , a prestigious international financial company that has managed to stand out thanks to the incorporation of the latest technologies in the field of finance. Something he has been doing since the company was born in 2005.
This financial group that operates in more than 23 countries , such as Australia, France, Canada, United States and Germany, among others, offers two types of financial products with different advantages: Microloan and Line of credit.
Now that you know this financial company a little more, we are going to go into detail about what it can offer you.
How to apply for your fast credit or your personal loan?
Doing this procedure is quick and easy, since you only have to follow 3 steps that will not take you any time to fill them out . Forget about long hours of waiting at the bank and the amount of paperwork required to apply for a loan at the traditional bank.
With Consolidationnow Bank you just have to follow the following instructions:
- Select the amount and the repayment term: The first thing you have to do is access the Consolidationnow Bank website. Once there, select the amount of money you want to request and the term in which you will be able to return your credit quickly. Are you a new customer? Then you can only request up to € 300 and return it within a maximum period of 30 days. Also remember, that if you return it within the established period, your first urgent loan will be totally free.
Isn't it the first time you've applied for a loan with Consolidationnow? The maximum amount that you can request in this case is € 1000, the maximum loan repayment term being 45 days.
- Fill in the online application form: In this step you have to put your personal and bank information. In this way, the financial institution will be able to make an analysis of the financial risks in order to grant you the loan.
- Identify yourself online: Finally, you have to confirm your data through a completely secure online process. Why is this done? Mostly so that Consolidationnow can check that the data is correct.
Requirements to apply for your credit with Consolidationnow Bank
What requirements do you have to meet to request your urgent loan at this financial institution? If what you are concerned about is whether you need to have an endorsement or guarantor, do not worry, because in this case you do not require it.
Nor is it necessary to have a payroll or pension to request your fast credit at Consolidationnow Bank. So what are the requirements? Pay attention!
- Be between 25 and 70 years old.
- Have a legal residence within Spanish territory .
- Have DNI or NIE
- Be the holder of a bank account in United States.
- Have a mobile phone and email line.
- Not appear on the Credit Checker or RAI list .
What interest must be paid?
If this is the first time you apply for a loan with Consolidationnow Bank, you are in luck , because you can request up to € 300 without having to pay interest or commissions. Of course, the only condition that the company puts in is that you return it within the expected period, before 30 days.
Isn't it the first time you have applied for a loan in this entity? If you are already a Consolidationnow client and want to repeat, there is no need to worry, since the company has very accessible interests.
To give you an idea of what your loan of up to € 1000 can come out of, we are going to explain it to you with a simple example:
- If you request a credit of € 575 and return it after 45 days, the interest you will have to pay will be € 221.71, the total to be returned is € 796.71.
Keep in mind that the APR (Annual Equivalent Rate) of your loan will vary according to the amount requested and the repayment term you have chosen.
Have you made the decision to request your loan with Consolidationnow Bank? Enter here and request it .
How is the money-back process?
Both to make the return of personal loans and fast loans from Consolidationnow Bank, you can choose between one of the 3 options offered by the financial institution.
In this way you can choose the way that best suits your needs:
- Make the refund from your personal account: To carry out this process you will have to access your personal area on the Consolidationnow Bank website. Once there you will have to go to the pay option and then to the instant payment option.
This is one of the simplest ways there is to make the return of your credit.
- Refund with your bank card: If you prefer to do it with your bank card, it is also possible. You just have to contact Consolidationnow Bank and go to any bank to make the refund. This process does not involve any cost.
- Refund through bank transfer: If none of the above options convince you, you can also do it by bank transfer or cash deposit in one of the accounts that Consolidationnow Bank has.
What do users who have already applied for their fast credit think?
If we have not yet convinced you of the facilities of applying for a loan with this new financial institution, you better take a look at what customers who have already asked for their quick money at Consolidationnow Bank say:
- Yolanda: “They gave me the microcredit I asked for in less than 24 hours. Super fast, I highly recommend it ”.
- Cora: “ A good loan company. The amounts are small enough so that their return is not problematic and they are granted to you in moments ”.
- Laura: “I needed money urgently and thanks to Consolidationnow I had it in my account in a matter of minutes”.
As you can see, the opinions of some of its customers are quite encouraging and they agree that it is a fast and safe service.
What are you still unconvinced? No problem, here we leave you a small list of companies that have quick credits and personal loans so that you can choose the one that best suits your needs:
- All the information about solcredito.es
- Creditozen.es reviews
- User reviews of cofidis.es
- Learn more about Paydaynow.es
- Customers who have already tried Bridgepayday
- Know the advantages of Currency
- Discover the opinions of Necessity
Consolidationnow Bank overview
Summary: Asking for money and returning only the amount requested is a fact. Consolidationnow offers this possibility for new clients, free credits where you will not pay any interest.