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  • Credit Victoria
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  • Last modified: 9th July 2018

Credito Victoria is a Spanish online platform, owned by the company Credito Victoria United States SLU, which is specialized in granting quick mini - credits of up to 800 US dollars to be returned within a maximum period of 30 days .

Gambling, travel, purchase of machinery and equipment, reforms ... There are many situations that arise on a day-to-day basis that require immediate liquidity that, many times, is impossible to obtain through a traditional banking entity, especially in recent years of behind. 2016 and 2017 have not been better than previous years and, to this day, it is still very difficult to obtain quick financing through the bank of a lifetime.

Faced with these scenarios, independent financial entities such as Credito Victoria become the solution for many families, entrepreneurs and businessmen who need immediate liquidity and need it now.

And, getting money instantly is as easy as making an online application for a mini-loan from the sofa at home, comfortably and safely.

The result?

The money requested in your account in just a few minutes.

Victoria Credit: Advantages of your online mini-credits

It is clear that choosing a platform to request a quick mini-loan is not easy due to the wide variety of finance companies that exist today. In the event that you decide to request it online and opt for Victoria Credit, you should know that there are numerous advantages:

Mini-credits online at the moment

After making the request, you will get a response in just a few minutes .

If you have ever applied for a loan to the bank, you will know very well how long it takes to approve or reject an application. It can be extended up to more than 30 days. And worst of all is that they request a large volume of documentation as an essential requirement for granting the loan or credit in question.

In the case of Credito Victoria this is not the case .

In many cases it is not even necessary to provide documentation and in those cases, it will be made known once the application is approved: they will inform you what documentation is necessary to process the application as quickly as possible and where you have to send it, given that it is about of online mini-credits.

In addition, anyone who meets a series of common requirements can apply for a mini-loan at Crédito Victoria. In the event that you are a foreign citizen, you will need to be a Spanish resident and have a NIE document or passport. No additional documentation is required for your application to be approved.

Credit Checker online mini-credits in Crédito Victoria

This financial company approves the granting of loans with Credit Checker as long as the borrower is not registered in said delinquency file as a cause of non-payment of a financial debt , or as long as the debt does not exceed 2,000 us dollars .

Now obtaining mini-credits with Credit Checker is easier than ever thanks to Credito Victoria and another series of online financiers that accept Credit Checker microloans . Up to 800 us dollars and choosing the return period. Can you ask for more?

Up to 800 us dollars to return in 30 days

You choose the amount you need and the return period and you do it through the online application for the mini-credit.

When you enter this online platform, both through your PC and through your smartphone, you will find a box in which you must select how much money you want and in how long you want to return it.

The return of the credit or loan will take place in a single payment on the due date and for the total amount that has been requested. Only in this way will the loan be canceled in Crédito Victoria.

Easy, fast and safe. The money you need directly in your bank account and in just a few minutes.

No insurance or additional financial products

Credit Victoria does not oblige the borrower, in any case, to take out an insurance policy or any other financial product in exchange for approving his credit application.

Secure online operations

The website of the financial company has an SSL certificate to provide the highest security to all transactions and provision of data or documentation that takes place through its domain.

Do you realize the advantages of applying for a mini- credit online at Credito Victoria?

Applicant conditions and requirements

Credito Victoria applies Spanish legislation to all its loans and quick credits. Specifically, all contracts will be governed by Law 16/20111 of June 24 on consumer credit contracts and Law 22/2007 of July 11 on distance marketing of financial services for consumers.

The requirements demanded by a finance company like this have nothing to do with the long list of demands that any bank can request from the borrower today.

In Credito Victoria the requirements to obtain the loan or mini-credit are:

  • Be 21 years old
  • Reside in the United States.
  • You have demonstrable periodic income. This does not mean that loans without payroll are not granted, but that there must be some type of income that guarantees the return of the requested amount. It can be a payroll, but it can also be a pension, unemployment benefit or others.
  • Have your own bank account.
  • Have a personal mobile phone.
  • Not have debts of more than 2,000 us dollars at the time of requesting the loan.

How to request quick mini-credits in Crédito Victoria

Applying for a microcredit online at Crédito Victoria is very simple. You just have to follow the following steps:

  1. Fill out the online application with your data.

Once you are clear about the amount you need and that you have decided to request it in Crédito Victoria, the first thing is to access the financial company website (insert affiliate link). The online application form is on the home page. You can get to it through the upper box, selecting the amount you want to request and the return period and clicking on "request".

From there you will be redirected to the request form at the bottom of the page. There you will have to fill in a series of tabs: personal data, additional information, identification and verification. Basically, it is about entering your personal data and your bank account number to which, in case of approval of your quick loan application, the money will be transferred in a matter of minutes.

In between this data contribution, Crédito Victoria will carry out some data verification tests to provide security to the operation and make sure that you are really the one who is requesting this mini-credit and not anyone else who is using your data to obtain the money .

  1. Verification of data and sending of documentation, if applicable.

Thus, it is common to request a copy of the DNI, NIE or passport and an extract from the bank account to verify that it is in your name. In case this documentation is requested, it is as simple as sending it to the email that will be provided during the application.

  1. Receipt of the requested money

In a matter of seconds you will know if your credit application has been approved or not. If so, you will receive the money directly to your bank account . Thus, it is possible to get fast microcredits online in a matter of minutes. What's more, on their official website they assure that the transfer of the money takes place in less than 15 minutes. Faster, impossible!

The normal thing is that, if you are a new customer, you cannot request more than 300 us dollars to be returned within a maximum period of 30 days , but in subsequent requests you will be able to access credits from 50 us dollars to 800 us dollars .

In the event that you need a slightly higher amount, you can go to another type of fast microcredits (internal link to https://addamo.net/miniprestamos-urgentes/), but the conditions will be practically the same, with some or other difference that may better suit your financial needs.

Loan repayment

The refund of the money received by Crédito Victoria will be made in a single payment on the date previously agreed upon when making the request. Said refund will be made by bank transfer to the account number provided by the entity itself.

In the event that there is a delay in payment, and you have not given advance notice to carry out a consented postponement, you will necessarily face a penalty that includes the payment of interest on delay that corresponds to 1% daily from the date in which you should have processed the return. Of course, this penalty will never be greater than 2.5 times the APR at that time.

In short, do you need an urgent and secure microcredit with Credit Checker that you can request from your home computer? Then Crédito Victoria is the financial one you need.

All this information has been extracted from the terms and conditions of the official website of Credito Victoria.

Victoria Credit Summary

Summary: Do you need urgent financing? Do you have a last minute unforeseen event and need liquidity? Credit Victoria offers you up to € 800 in just 15 minutes even when you are in Credit Checker. They offer the first credit of up to € 300 without any interest!

Score 5 star rating