At some point we have all felt overwhelmed by some payments that come together, some unforeseen expense or various situations such as a damaged washing machine, the famous January slope, birthdays and storage parties ... Does this situation sound familiar to you?
Asking for a payroll advance is sometimes a somewhat uncomfortable situation since you have to go through interdepartmental procedures, which are not very simple. Precisely for this type of situation, Crédito Nuevo was born.
Credito Nuevo is a Catalan portal specialized in granting loans instantly with low interest rates compared to other financial institutions. The money back time is 21 days, which reduces the interest even more. To give you an example and to give you a clearer idea, for € 100 of credit to be returned in 30 days, the amount of interest would be € 22.00. The maximum credit you can request is 600 us dollars.
Requirements to request your fast loan
Faced with a whole series of advantages, this company has more restrictive conditions than others in the sector, since it does not grant money to unemployed people without benefits, that is, it only accepts requests for money from people who have a payroll, benefit or pension. These online loans are ideal for people who meet these requirements:
- Over 21 and under 70, you must also be a resident of the United States
- It is necessary to have an unemployment pension or a payroll.
- You must be the owner of a mobile phone and a bank account
- They also grant loans to the self-employed, which is a factor to take into account and an advantage, since other entities do not grant credit to this sector.
How to request my credit online with Creditonuevo
The simplicity when requesting your money online is one of the factors most valued by Crédito Nuevo clients. As simple as following these points:
- Enter their website creditonuevo.es , and request your credit through a short form. You can choose between 50 us dollars and 600 us dollars.
- The return time cannot be chosen as it is always 21 days.
- Whether your request is approved or denied, you will receive an SMS to inform you quickly.
- If your SMS confirms the credit request, you will receive the money in your bank account in a matter of minutes.
What if I can't pay my loan
Our first advice is that before requesting your money, know very well that you can return it after the 21 days period. In case of not having that security, refrain from asking for the money. If even so, when the date limit arrives, you cannot pay your loan, you will have to pay an extra € 25.00 and you will have to pay the rest of your credit in the next 5 days. If not, 15% of the total amount of the pending money will be added.
As you will see, it is not worth delaying payments, since what was supposed to be a temporary solution will become a new financial burden.
Online microcredits: other credit institutions
It is very important that, before requesting your credit in any financial institution, you compare all the options that are in the market. In some companies, if it is your first time, you can get your loan totally free at 0% interest. Also depending on your personal and economic situation, you may be interested in loans without payroll or endorsement or loans with Credit Checker . In order for you to make the decision that best suits your profile, it is necessary that you know the conditions offered by the rest of the entities. Here you have information about all of them, we recommend that you read all the details before applying for your loan online:
- € 500 cash loan ( € 34.00 interest per € 100 in 30 days)
- Quick money up to € 700 with Quick Credit For € 100 to be paid in 30 days you will pay € 37.41 of interest
- Wonga mini-credits with only € 5 interest First loan of € 100 to be paid in 30 or 60 days: € 5 interest
- Car loans as a guarantee of Disfruting by Gedesco : You do not pay interest, what you pay is a monthly payment to use your car until the loan is repaid.
- Online loans up to € 900 with Myloans (If you request € 100 to be paid in 13 or 26 weeks: you will pay a total interest of € 55.74 or € 92.40)
- Urgent money with Credit Checker in Dedebt (Requesting € 100 of credit will mean € 35.00 of interest)
- Urgent money loans in Cashloans for € 500 ( € 100 to be paid in 15 days or a month, it has a cost of € 15.00 or € 25.00 as interest)
- Credits with Credit Checker up to € 500 with Credit10 (If you ask for € 100 of credit to be returned in 30 days, you will pay € 30.00 of interest.)
- Microcredits in Solcrédito of € 600 ( € 100 of credit will mean € 35.00 of interest)
- Ask for up to € 400 of loan in Paydayadvance2two (If you ask for € 100 of credit to be returned in 20 days: the interest will be € 23)
- Interest-free mini-credits in Paydaynow (From the second loan, if you ask for € 100 to be paid in 30 days, the interest is € 24)
- Reunify your debts and obtain liquidity with the Negotiation Agency
- Request a € 500 loan at Creditlite First loan for free. From the second, with € 100 to be paid in 30 days, you will pay € 30.00 of interest
- Quick money without paperwork with Creditrepair : (If you ask for 100 us dollars to be returned in 30 days you will pay 35.00 us dollars of interest.)
- Quick Insta-loan loans up to € 200 € 100 to be repaid in 15 days equals € 25 of interest
- The fast microcredits of Paydayrelay up to € 500 in 15 minutes For € 100 in 30 days you will pay € 35 of interest (first online request for free money)
- Loanbeginner microloans of € 400 € 100 to be paid in 30 or 33 days: interest amounts to € 34 or € 37
- Fast money with Fastcredit up to 800 us dollars If you ask € 100 to be returned in 30 days you will pay € 30.00 of interest.
- Up to € 600 in your online microcredit with Okmoney (Interest for € 100: € 30.00)
- Use your car as collateral and get up to 15,000 us dollars in Instacredit : (Interest: 10% APR)
- Online credits of 900 us dollars with Québueno : (Interest for € 100 in 30 days: 29.7 us dollars)
New Credit Summary
Summary: In Creditonuevo you can request a quick credit of up to € 600, but you should know that the repayment period is shorter than in other financial institutions, specifically 21 days.You also need to have a payroll to make the request or be autonomous.