• Editor's rating
  • 4 star rating
  • 80%
  • New Credit
  • Review by:
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  • Last modified: 8th July 2018

At some point we have all felt overwhelmed by some payments that come together, some unforeseen expense or various situations such as a damaged washing machine, the famous January slope, birthdays and storage parties ... Does this situation sound familiar to you?

Asking for a payroll advance is sometimes a somewhat uncomfortable situation since you have to go through interdepartmental procedures, which are not very simple. Precisely for this type of situation, Crédito Nuevo was born.

Credito Nuevo is a Catalan portal specialized in granting loans instantly with low interest rates compared to other financial institutions. The money back time is 21 days, which reduces the interest even more. To give you an example and to give you a clearer idea, for € 100 of credit to be returned in 30 days, the amount of interest would be € 22.00. The maximum credit you can request is 600 us dollars.

Requirements to request your fast loan

Faced with a whole series of advantages, this company has more restrictive conditions than others in the sector, since it does not grant money to unemployed people without benefits, that is, it only accepts requests for money from people who have a payroll, benefit or pension. These online loans are ideal for people who meet these requirements:

  • Over 21 and under 70, you must also be a resident of the United States
  • It is necessary to have an unemployment pension or a payroll.
  • You must be the owner of a mobile phone and a bank account
  • They also grant loans to the self-employed, which is a factor to take into account and an advantage, since other entities do not grant credit to this sector.

How to request my credit online with Creditonuevo

The simplicity when requesting your money online is one of the factors most valued by Crédito Nuevo clients. As simple as following these points:

  • Enter their website creditonuevo.es , and request your credit through a short form. You can choose between 50 us dollars and 600 us dollars.
  • The return time cannot be chosen as it is always 21 days.
  • Whether your request is approved or denied, you will receive an SMS to inform you quickly.
  • If your SMS confirms the credit request, you will receive the money in your bank account in a matter of minutes.

What if I can't pay my loan

Our first advice is that before requesting your money, know very well that you can return it after the 21 days period. In case of not having that security, refrain from asking for the money. If even so, when the date limit arrives, you cannot pay your loan, you will have to pay an extra € 25.00 and you will have to pay the rest of your credit in the next 5 days. If not, 15% of the total amount of the pending money will be added.

As you will see, it is not worth delaying payments, since what was supposed to be a temporary solution will become a new financial burden.

Online microcredits: other credit institutions

It is very important that, before requesting your credit in any financial institution, you compare all the options that are in the market. In some companies, if it is your first time, you can get your loan totally free at 0% interest. Also depending on your personal and economic situation, you may be interested in loans without payroll or endorsement or loans with Credit Checker . In order for you to make the decision that best suits your profile, it is necessary that you know the conditions offered by the rest of the entities. Here you have information about all of them, we recommend that you read all the details before applying for your loan online:

New Credit Summary

Summary: In Creditonuevo you can request a quick credit of up to € 600, but you should know that the repayment period is shorter than in other financial institutions, specifically 21 days.You also need to have a payroll to make the request or be autonomous.

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