• Editor's rating
  • 4.5 star rating
  • 80%
  • Creditlite
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  • Posted at:
  • Last modified: 4th September 2017

Would you use 200 us dollars to finish the month?

The answer is clearly yes . Are you finding it increasingly difficult to make ends meet? No matter how much you organize and try to save, you always have unforeseen events? Do not you get the accounts?

Creditlite knows that this is one of your biggest problems, as well as that of the more than 10,000 clients who have already requested their mini loan online with them. Creditlite detected the need to create this type of mini-credit to give a way out of those economic potholes that we have all gone through at some point. Its system to request a mini-loan is very simple and in a very fast way you can get that extra money you need in less than 24 hours. Best of all, you don't need an endorsement or guarantee.

Also, if you are a new customer, you can get € 200 without any interest rate . Yes, as you are reading it, if you request € 200 you pay € 200 in the term you want (the maximum return period being one month). So, who resists asking for that extra money to end the month well?

Meet Creditlite

Creditlite is a Spanish financial services company that grants loans at a distance. Through this loan calculator , you can choose the amount of money you want (from € 50 to € 500) and decide when you want to return it. The maximum return period is one month. As easy as choosing the option that best suits you.

Type of interest

The interest rate varies depending on the amount and the term. At all times, Creditlite makes it clear to you the fees that you will have to pay for the loan. There are no deceptions and you will be able to see in a transparent way the value of the microcredit you choose. To give you an idea, if you want € 300 to be returned in a month, you will have to pay € 390, with interest being € 90. These low costs make Creditlite one of the best options to apply for quick, remote and hassle-free mini loans. Once your application has been approved, you can have the money in less than 24 hours.

If you are convinced by this option, but you still have doubts, don't worry. Creditlite gives you the option to terminate the contract without any type of penalty or expense in the first 14 calendar days after your application is approved, the only drawback is that you cannot request more than one credit at a time, since it is only allowed one per person and address. First you have to pay the loan and, then, you can apply for another and enjoy that money you need to cover an unforeseen event or treat yourself.

Requirements to apply to apply for a mini-loan with Creditlite

As you can see, the requirements are not very strict, so that almost anyone can have, quickly, the extra money necessary to be able to enjoy the end of the month without stress. And as I told you before, you do not need a guarantee or endorsement . What more could you want?

These are the only requirements to be able to request a mini-loan from Creditlite:

  • Be between 21 and 70 years old
  • Have a permanent address in the United States
  • Not be written on any list of defaulters like Credit Checker

How to apply for your mini-credit online

If so far everything you've read has seemed interesting, the best is yet to come. And it is that you do not need to fill out a lot of papers, or forms to get money fast. It is all as simple as:

Register and fill out a form : in this form you must indicate your name, surname, ID, date of birth, mobile phone, email, postal code and password. All of this will take you only 1 minute.

The Creditlite call: Once you fill in the form, they will call you in 10 minutes from Creditlite to verify your data.

Apply for your mini-loan : You are now ready to apply for the mini loan you need. You can do it through a phone number or through the internet. Once you choose the amount and the time in which you want to return it, you just have to click on "request credit". When Creditlite has received your request, you must identify yourself. Either through a tool called Instantor, (which is the most recommended option since it is the fastest, easiest and safest), or by sending the following documentation to an email address: DNI, bank account of which you are the holder and a proof of income.

Receiving the money: In a short time, you will receive an SMS indicating that you already have your money available. You will receive it immediately if you work with Banco Santander or Unicaja. If not, don't worry, in less than 24 hours you will have it in your bank account.

Enjoy: And you only have to enjoy that extra money on whatever you want or need. But don't worry, if you have questions or want to make any queries throughout this process, you have different options so that you can contact a Creditlite advisor to help you. By phone call, Skype or through your website. Do not hesitate to ask everything you need.

Extend the money back period

Creditlite knows that sometimes unforeseen events arise and gives you the option of being able to delay the payment of your mini loan. Thus, you can choose between 7, 14 or 30 calendar days. In this way, you will have the peace of mind you need in case a setback arises, although it will always be better that you meet the deadlines so as not to increase the interest on your mini-loan.

These are the interests that you will pay in case of deferral:

  • 7 days are equivalent to an amount of € 60.00
  • 14 days of postponement equals € 93.00
  • 30 more days would be € 200.00 more interest

The payment of the deferred mini loan will be made by transfer to a Creditlite bank account, specifying your ID and the reference of your loan. Of course, you must be very aware of the terms because if you do not pay on the day that corresponds to you, a late payment penalty of 20% of the amount requested.

The seal of trust

At Addamo Credit we know how important it is for you to request the money on a site that guarantees and trusts you. For this reason, one of the things we value and that differentiates Creditlite from other companies that grant quick mini credits is that it has the “Confianza Online” seal . Companies with this official seal of online trust are committed to promoting good practices on the internet. So you can rest assured, there is no "cat locked up".

Creditlite offers a totally transparent service and all the guarantees so that you don't have to worry about anything other than receiving that extra money you need at a specific time. Also, if you have any type of complaint you can make a claim through this same page. Confianza Online will contact you to find out the reason for your claim. Therefore, Creditlite is the option to ask for that extra money that you need.

Its promotion to new clients, the speed with which the application is processed and the easy requirements to apply for a mini loan have made it have a very good acceptance and opinion by its users. It is a safe option that will allow you to forget about that burden you have at the end of the month. Also, remember that the first loan of 200 us dollars that you request has zero interest.

There are also other financial entities that may interest you, in case you need other conditions or needs:

Paydaynow online mini-credits without payroll

Remember that Creditlite is for you if:

  • Quick loan: You need a quick loan in just 10 minutes. If your bank is Unicaja or Banco Santander, you will receive the transfer instantly.
  • Free loan: You want to request a free first loan, without interest or commissions worth € 200
  • Maximum € 500: You want an amount of money that does not exceed € 500
  • Return period : The return period in 30 days maximum
  • Requirements that are not strict: You are looking for a loan without payroll or endorsement.
  • Repayment extension: You are looking for a financial institution that, in case of not being able to pay the loan, allows you to extend the term (7, 14 or 30 extra days)

24-hour hours: You are looking for a company where you can request your loan 365 days a year and 24 hours a day.

Creditlite Summary

Summary: At present in Creditlite you can request your first online credit totally free (up to € 200) paying 0% interest.

Score 4.5 star rating

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