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  • Last modified: 4th September 2017

You need a mini money loan and you need it now. Are you tired of hearing misleading advertising about mini-credits that you will receive in 10 minutes and then do not meet the deadlines? One of the greatest advantages of Creditocajero is that it strictly adheres to its slogan of "urgent money in 10 minutes." At Creditocajero it doesn't matter what day of the week it is, since they also work weekends and 24 hours a day. Nor does it matter which bank you work with, as they have agreements with all banking companies.

Once your loan application is accepted (maximum 300 us dollars) the transfer time is 10/15 minutes and you will be able to have the money in your bank account. If you really need an urgent credit, Creditocajero is the company that makes it easier for you and an interesting option that you should evaluate.

What is Creditocajero

It is a company that began its journey in the Nordic countries. It is a company of the FriendlyFinance group, specialized in the creation of microloans that do not depend on the traditional financial industry. They want to differentiate themselves from the old school banking through transparency and the elimination of endless requirements. The objective of this great company is to offer an affordable service for everyone in a fast, fair and transparent way. Creditocajero is one of the fast money lending companies, with a high level of satisfaction from its clients.

Now that we know that the pillars of Creditocajero are established in a powerful international company, let's see what type of credits this entity offers and what are its requirements.

What requirements must I meet to apply for a loan at Creditocajero

The microloans they grant are for a maximum of $ 300 that you can repay within a period of between 5 and 31 days. From the first moment you will be able to know what you are going to pay as interest and know the Equivalent Annual Rate. Enter here to calculate the interest on the money you need. The interest expense will not vary at the end of the process, the information will be clear from the moment zero so you will not have to worry about the inclusion of last minute added expenses.

The requirements that you need to meet in order to obtain your credit online are the following:

  • Your age range must be between 24 and 75 years old.
  • You do not need a payroll, but it is necessary to have a demonstrable monthly income (pension, retirement, unemployment, non-contributory aid, etc ...)
  • It is also important that you know that they do not grant loans to people with credit card debt and other banking products.

How do I apply for my microcredit online

What you need before making the request for your money is to have a computer, a Wi-Fi connection and to prepare your Identity Document (NIE or DNI), your bank account number and the connected mobile. Shall we start completing the application?

Fill in the customer registration form

With your bank account and identification it will be enough to register you as a client. Once you fill in your data and verify that the information provided is true, you will receive the confirmation in your email or SMS on your mobile. That is how easy you become part of the Creditocajero clients, being able to access the client area where you can request your loans.

Request your money online

The next step is to apply for the credit you need and the return period. Once you see the interest to be paid, it is time to press the "loan application" key and with this click you will be making the formal request and accepting the contract. At this time you will have to wait to receive the approval of your microloan via mail.

Enjoy your loan online

Once your request is approved, you will receive the money in your account. This process will not be very long and you will be able to have the money requested on the same day.

What interests do I have to pay

As we have already mentioned, the interests are clear from the first moment. Of course, those expenses vary depending on the amount requested and the time in which you want to repay your loan. The APR also varies based on the same factors. So that you clearly know what you must pay for your microloan, let's see an example:

  • You have an unexpected car repair and you need 300 us dollars immediately. You ask for the money and decide to pay it in 31 days (maximum term). What you will pay for interest at the end of the period will be 108.81 us dollars, which is equivalent to an APR of 3,723.4%. If you decide to pay it in 15 days, your interest will drop to € 53.73, the APR being 5,408.9%.

For € 100 of loan to be paid in 30 days, you will pay € 36.95 of interest. So that makes it much clearer to you?

What customers think of Creditocajero

Contrasting the opinions of clients who have already used the service of this financial credit company is important. So you can know first-hand what people think, who like you, have found themselves in the same situation. You can learn from the experiences of others and first hand:

Olivia (37 years old) : I received the money in my account after 10 minutes. It was my first time using this type of service and I was pleasantly surprised. I can only say thank you for the speed in awarding my money.

Ramón (35 years old): Great attention and service. If I saw myself in a similar situation again, I have no doubt that I would come back to you to request a loan online.

Jordi (47 years old): You are a company that gave me total confidence. The treatment has been professional and honest. I am very happy with my experience as a Creditocajero.es client.

Cristina (53 years old): I am going to recommend your services to friends and I am clear that if I need to ask for a loan again, I will do it with you. The money was transferred directly to my account in the agreed time. Thank you for your excellent treatment.

Iria (41 years old): They helped me cope with a difficult financial situation. They have been very professional and I can only say thank you.

In Addamo Credit we recommend that, before requesting your microcredit, you make a comparison with all the financial companies in the sector. It depends on what your circumstances are and the amount of money you need, you may be more interested in one company than another. We leave you information about other online loans for you to compare before choosing:

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