• Editor's rating
  • 4.5 star rating
  • 80%
  • Bridgepayday
  • Review by:
  • Posted on:
  • Last modified: 28th November 2019

Have you had an unforeseen event and you can't make ends meet? Do you need a personal loan to make that little getaway that you have been putting off for so long? If you need money quickly and urgently, don't give it any more thought and apply for a personal loan at Bridgepayday.

And it is that Bridgepayday facilitates personal loans quickly and easily. You can have quick credits of up to € 3,000 in 15 minutes , with very low interest, without paperwork, and without early cancellation and opening fees. Sounds good right? Well this is nothing.

Read on and take note of everything we are going to tell you about Bridgepayday!

What is Bridgepayday?

Despite the fact that Bridgepayday is a privately financed company with very little time to live, you can rest assured that your management will be totally safe because there is a serious company behind everything. But who is behind Bridgepayday? This new financial entity is part of nothing more and nothing less than the International Personal Finance United States firm. SAU A firm that in turn is part of the Personal Finance PLC group.

This group has a presence in more than 14 countries around the world and already has a portfolio of 2.8 million satisfied clients . Clients who have opted for this entity due to the tranquility, security and speed that they provide.

The star products offered by Bridgepayday, its personal loans and its lines of credit , are characterized by the speed of their processing, the flexibility to personalize each one of the operations and the transparency in their procedures.

Apply for your first personal loan with Bridgepayday by clicking here .

What advantages does Bridgepayday have over other entities?

To make everything a little clearer, we are going to list each of the advantages that this financial institution can provide you:

  • You will have the freedom to decide how you want to receive your money: With a line of credit or as a personal loan.
  • Bridgepayday asks for very few requirements to grant you the credit.
  • The level of credit lines and authorized loans is quite high.
  • You can get up to € 3,000 and you can return it within a maximum period of 24 months. As you can see, an amount of money and a period of time well above any financial institution in the United States.
  • You will have great flexibility in any situation that may arise from the signing of the contract to its completion.
  • The money request time is 15 minutes.
  • Bridgepayday has few fees or charges .

So that you have more knowledge of the facts before applying for your personal loan or line of credit with Bridgepayday, we are going to delve into each of the star products of this entity.

What is the Bridgepayday personal loan and line of credit? H2

As we have already told you, Bridgepayday can offer you up to a maximum of € 3,000. But you can request this amount in 2 ways: As a personal loan or as a line of credit.

What is the Bridgepayday Line of Credit? It is a balance that the financial institution offers you so that you can withdraw the money as you need it. You have the same limit as the personal loan, a maximum of € 3,000, but you can return it in 36 months:

  • You pay only the money withdrawn and not the amount awarded.
  • You can return it whenever you want, but you have a maximum period of 36 months to do so.
  • You receive a monthly report of your entire balance.

And the personal loan? It works like any other personal loan or credit. You receive an amount of money from the financial institution so that you can cover a specific need:

  • Accounts with a maximum term of 24 months to be able to settle your credit of up to € 3,000.
  • In this case, you have to pay for the duration of the loan, but if you pay it back in advance you can save interest.

Now you just have to choose the product that best suits you.

How can you apply for a personal loan or a line of credit?

The process to apply for both the personal loan and the line of credit with Bridgepayday is quite simple and fast. We tell you the steps you have to follow below :

  • Choose the amount of money . When you enter the main page of the Bridgepayday entity, you will see a slider bar. In it you have to indicate the amount of money you want to request and the term in which you can repay your loan. Once you have it, you just have to click on "Request it".
  • Confirm your details . In the next step you have to confirm your identity by indicating your DNI or NIE and your mobile phone number. In this way they will send you a text message so you can move on to the next point.

Then a form will appear where you will have to indicate your personal data (Name, surname, date of birth, postal address, email, monthly income, employment ...)

  • Choose a limit . When you have finished filling in your personal information, in the next step you will have to indicate the limit of your line of credit or your personal loan.
  • Receive your request response . Once you have finished the entire loan application process, Bridgepayday will study your application and will send you its response in a matter of minutes. If they accept the loan, you will only have to sign the contract and wait to receive your money.

If instead of a personal loan you have applied for a line of credit , you will receive each month the balance of the money you have withdrawn, the money you have available and the money you have paid.

Requirements to apply for your line of credit or your personal loan in Bridgepayday

What requirements do you have to meet to access one of Bridgepayday's flagship products? Don't worry, because we've thought of everything and compiled them for you.

Pay attention to the requirements you need and if you meet them, do not delay in asking for your quick money:

  • Be between 21 and 65 years old .
  • Have a residence in United States.
  • Have a valid DNI or NIE .
  • Have a mobile phone and email account.
  • Be the owner of a bank account.
  • Prove your monthly income (proof of last payroll, pension or unemployment benefit)

What is the interest rate on Bridgepayday credits?

Since we cannot accurately detail the specific amount of interest on your loan, Bridgepayday has a simulator on its website so that you can find out the APR percentage of your credit.

To give you a better idea of ​​the interest on loans in Bridgepayday, we are going to detail some examples:

  • If you ask for a loan of € 500 to be repaid in 36 months , you will have to pay a total of € 596.74 in interest. The total to be returned is € 1,096.74.
  • If your loan is € 800, to be repaid in 36 months , the total interest you will have to pay is € 955.31, the total to be paid to the entity is € 1,755.31.

Opinions of clients who have already applied for their loan

If, after everything we have told you, the idea of ​​requesting a loan at this financial institution does not convince you, you better pay attention to what many of the clients who have already tried Bridgepayday say:

  • Pedro: Very good! It saved me from my predicament.
  • Sara: They didn't ask me for just any requirements and the bank wasn't going to give me the money, so I was very happy.
  • Paco: I've already ordered two here and it went well for me.
  • Rubén: They gave me the money very quickly.

If you want to continue comparing personal loan entities on your own, here is a list for you to choose the one that best suits what you are looking for:

Bridgepayday overview

Summary: The fastest credits from € 100.00 to € 3000.00 without having to be a former customer. Bridgepayday deposits the money in your account in 15 minutes and does not charge you opening interest.

Score 4.5 star rating

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