Thinking of taking a little vacation but you don't have enough money in your piggy bank? Do you want to sign up for a last minute weekend plan but it hurts right now to assume that extra expense? Why not give yourself that peace of mind that you have been looking for for a long time? Why not give yourself that little whim that you deserve so much?
If money is your answer ... Have you ever considered requesting an online credit or mini-credit?
Surely you think that this type of loan is only granted when some unforeseen event arises that you cannot cope with. But why not make yourself a gift or sign up for a last minute plan if you can pay for it at your own pace with a mini-loan?
What requirements must I meet to request my microcredit
At Cashloans they are specialists in granting loans online in just three steps and in a very fast and easy way. Its range of microcredits ranges from € 50 to € 500 , although if you are a new client you can only request € 200.
The maximum return period is 30 days. Best of all, the requirements are very accessible and you won't have to give any kind of explanation about what you want the money for:
- You do not need any type of guarantee or guarantee, only a fixed income.
- Cashloans even makes mini-loans to people who are on the SNEF (defaults) list and are unemployed, thus increasing the range of people who can apply for a mini-loan with them.
- In addition, you do not have to give any kind of explanation when requesting your money. You just have to make your request and, if you meet the requirements, you will quickly get your money. There are no more excuses to enjoy your vacation like a king.
For your peace of mind, you should know that Cashloans belongs to Novum Bank Ltd, whose headquarters are in Malta. In other words, all of its operations are backed by a banking license, which guarantees its solvency and transparency.
Cashloans is a leader in short-term online loans due to its speed and reliability. They have a great team of advisers who accompany you at all times, solving any questions that may arise along the way. Unlike other similar companies that also grant online loans, at Cashloans they speak directly with you to confirm if your mini-loan has been granted or denied. Feeling accompanied when requesting your loan online is an advantage.
How to request the mini-credit with Cashloans
You are only 10 minutes away from being able to enjoy that beach and that tan in the middle of winter. Requesting a loan online is Cashloans is as simple as:
- Eli gir the amount and time of return. Remember that if you are a new customer you can only request € 200 credit.
- R Fill the application form where you have to provide personal and financial information to sign up and to manage your money request.
- R send the following documents: Photocopy of the DNI, your bank book and proof of income, which can be a payroll, unemployment benefits, pensions, etc. Keep in mind that these income must be reflected at least two months in advance of the loan request date.
- A Cashloans advisor will call you to verify your data, confirm that everything is in order and communicate directly the granting of your mini-credit.
- You will immediately receive the money if you have a bank account in one of the banks that Cashloans works with. If your bank is another, you will receive the amount in less than 24 hours. In any case, the entry is fast.
As you can see, the process of requesting money quickly in Cashloans is quite simple and very safe. You won't have to go through complicated bureaucratic processes full of paperwork. In a few minutes you can know if they grant you the money or not. Furthermore, the whole process is one hundred percent transparent. From the first moment you know how much Cashloans is charging you in interest and you can always ask your team of advisors any questions.
You will be clear from the first moment the conditions, interests and APR of your mini-loan, so you will not have to worry about last minute surprises. For example, if you want to request € 400 to return them in 30 days, you will have to pay € 525 in total. There are no more fees or fine print. You have the total amount of your debt from minute one . You can consult a summary table with the different characteristics of online loans.
How to pay back my mini-loan
Unlike other entities, a Cashloans advisor will call you to remind you of the expiration date of your mini-loan. They are not interested in you forgetting the deadline or charging you penalties. However, if you have any kind of difficulty to comply with the return in the previously agreed times, there is the possibility of extending it. Of course, you must bear in mind that this extension has an additional cost, which will be a fixed 10% that you will amortize of the total capital of the mini-loan.
The return of the mini-credit is very easy. You can do it by:
- A deposit in one of the Cashloans bank accounts (Sabadell, Santander, Caixa Catalunya or Bankia).
- Through internet bank transfer.
- Deposit by ATM in the aforementioned banking entities.
It is important that when making the payment (return of the loan) you indicate in the concept your client number and ID so that they can identify your payment. Once you return your mini-loan, you can request a new one in an even easier way. Either by text message, through your Cashloans online account or by calling directly by phone.
Keep in mind that you must be responsible with the mini-credit you request, and pay it when it corresponds. If you are late, they will automatically pay you surcharges. Cashloans will charge you € 20 the day after expiration and another € 20 every 10 days. If 90 days pass and you have not paid, you will enter the Credit Checker delinquent list. To avoid this type of situation, Cashloans gives you many facilities to pay and the option to extend your mini-loan. It is always better not to get into this type of situation so that you do not have to pay more for your mini-loan.
Opinions about Cashloans H2
Undoubtedly, there are many customers who have been satisfied with the Cashloans service. For this it has been awarded the Ekomi silver seal and has a rating of 8.8 out of 10.
Ekomi is a company that is objectively dedicated to managing the opinions that customers have after purchasing a product. In the last 12 months there have been 5204 opinions on Cashloans, of which 89.07% have been very positive. To this must be added the "Confianza Online" seal that is obtained if you comply with a series of rules and an ethical code in the service you provide. If you have any complaint or claim you can contact them to do it.
For all this, Cashloans is the leading company in the microcredit sector at European level.
After discovering that Cashloans grants mini-credits without asking why, what are you waiting for to buy sunscreen and enjoy that much-needed vacation? If you still have any questions, we recommend that you take a look at other credit institutions such as:
Mobile credit : fast online credits up to € 700
Bigbank : $ 10,000 loans
UsBank : personal loans $ 30,000
Fundingcircle : get fast loans for companies too.
Oakparkfinancial : Ask for your loan without paperwork or payroll or endorsement.
Cofidis : Fast money up to $ 6000
Contante : urgent cash advances for 500 €
Creditocajero : Quick loans € 300
New Credit : instant credits up to € 600
Gedesco : Quick money with your car as collateral
Summary: Are you tired of being denied every time you try to apply for a loan? Do you need money quickly and are having trouble getting it because your name appears on the Credit Checker delinquent list? Cashloans offers fast mini-credits up to € 500.