Do you have to do a little reform at home? Have you had a last minute unforeseen event and your salary does not allow you to solve it? Do you need quick money to prepare that special event that you have been planning for so long? No matter why you need a small injection of quick money, what matters is that with 1Credito you will not have to worry about.
1Credito loans are so fast that in just 10 minutes you will have your money in the account. In addition, if it is the first time that you request a microcredit in this financial institution, your first loan of up to € 400 will cost you totally free if you return it within a maximum period of one month. Yes, how you hear it. You ask for your mini credit of € 400 and you will only have to return € 400, not one more us dollar.
This fast credit financial institution has very good ratings from its clients. This is due to its effectiveness and the benefits it brings to users. And the interest to be returned for your credit is one of the lowest in the market!
Types of credits in 1Credito
To make it easy for you, in 1Credito in addition to having microloans, they have three loan options for you. We review each of them:
- Microcredits. If you only need a small amount of urgent money (for example, between € 50 and $ 500 ) this procedure will take you just a few minutes and you will have the money at the moment . The best thing about this option is that if it is the first time you You request a mini-credit, it will be totally exempt from commissions and interest if the amount you request is up to € 400. In other words, 1credito offers us free loans as long as the amount does not exceed € 400.
Of course, the repayment of your first loan will have to be made within 30 days, because if you return it after a month, you will have to pay the cost of the corresponding interest. This is the best way to get money fast and instantly!
- Personal loans. What do you need more than € 500? Nothing happens, because 1Credito offers you personal loans of larger amounts that are also delivered quickly. How much money can be requested? With this option, if you are a new customer, you can only request up to € 1,500 to be returned within 12 months . On the other hand, if you are a client you can request fast online credits of up to € 6,000 to be returned in 60 months.
The good thing about this type of credit is that, as with 1Credito microcredits, you will not have to provide any type of guarantee, or do unnecessary paperwork and nothing happens if you appear in the Credit Checker list (As long as your debt does not exceeds € 1,000)
- Credits guaranteed by your car . Is the amount you need more than 1,500? Do you have a car less than 10 years old? 1Credito has thought of everything and also has at your disposal a type of loan through which you can request up to € 30,000.
But what is the requirement ? In this case you will need your car as a guarantee. But don't worry, you won't have to stop enjoying your vehicle for this reason.
So if you have a car that doesn't have too many kilometers, you can pawn it and get up to 80% of its current market value. How can you do this procedure? You can go to one of the more than 20 points with which 1Crédito has throughout the United States, to make your request.
What requirements do you need to request your microcredit?
Now that you know the types of loans you can get with 1Credito, surely you are wondering , and the requirements that I have to meet? Don't worry, because we have thought of everything and we have compiled all the information about this financial institution for you. Take note of the requirements you need! To be over 18 years old.
- Reside anywhere in the United States.
- Have an identity document such as DNI or NIE.
- Have a bank account, email and mobile phone
- Not being registered in Credit Checker with a debt that exceeds € 1,000
How to request your fast loan with 1Credito?
If you want to apply for a quick microcredit of up to € 500, you can do it from the comfort of your home. This way you will save yourself long waits and unnecessary queues at the bank. What do you have to do to order it? You will only need to access the 1Credito website and follow the steps detailed therein. We'll tell you then!
- Fill the form. In this first step you have to indicate the amount of money you need and the delivery period in which you can make the return of the micro-loan (maximum delivery time of 30 days in the case of credits of up to € 500).
You will also have to complete the form with your personal information (Full name, Identity document, Date of birth, Marital status, Employment status, Net monthly income, Next payment date ...)
- Send a copy of the DNI or NIE and Bank account. Once you have completed the form and the financial institution has validated your credit request. The next step will be to send a color copy of your identity card (DNI or NIE) and a copy of the summary of your bank account, or a screenshot of your online account.
The last step will be to receive the money in your bank account. Now you can get your loan of € 400 instantly.
If you want to apply for your first microcredit with 1Credit now, you just have to enter here .
What is the interest rate of 1Credito's microcredits?
Is it the first time that you request a loan in 1Credito? Then you are in luck, because for you there will be no commissions or interest if you request an amount of up to € 400 and deliver it within 30 days.
What are the interests of 1Crédito for regular clients? You are also in luck, because the interests of the microcredits of this financial institution are quite low. The interest rate is 15%, but for you to understand it better we are going to explain it to you with a simple example:
Imagine that you ask for a quick credit of € 100 to be returned within 30 days . The interest on your credit would be equal to € 20, with the total amount to be paid of € 120.
To know the interest rate that your loan contains, remember that on the 1Credito page you have an online loan simulator that will help you know the total amount you have to repay for your credit.
Opinions of the clients of 1Credito
What do users who have already enjoyed their fast microcredit with this entity think? The vast majority of customers who have already tried it agree that credits are granted fairly quickly.
Of course, keep in mind that the waiting time will depend on the type of loan you select. To give you an idea of how long it will take for the money to reach your bank account, here are the times for each of them:
- Microcredits: Waiting time 10 minutes.
- Personal credits: Usually takes 1 hour.
- Credits guaranteed by your car: In 24 hours you will have the money you request.
On the other hand, customer ratings also highlight the ease of 1Credito available to request your loan , and the good customer service they have.
Do you want to continue your search for entities that offer fast loans? Then do not miss the list that we have prepared especially for you. This way you can compare information before jumping into the pool with your credit.
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Summary of 1Credit
Summary: Mini-credits of up to € 50 to € 400 to be returned within 30 days. Since you make the request for money in 1Credito and you get the answer, you process online, the time to enjoy the money in your account is about 15 minutes. Fast, no questions or paperwork.